Rates verified from official source

Jharkhand State Co-operative Bank Savings Account interest rates · October 2026

JSCB's best Savings Account rate is 3.00% (Any amount), 2.00 points below the best on the market (5.00%).

TenureGeneralSeniorApplies toEffective OnSource
Any tenure
 3.00% — Any amount
23 Mar 2023
official
fetched 30 Sept 2026
✓ verified 19 Oct 2026

Higher Savings Account rates than JSCB

4 banks serving Jharkhand pay more. Top picks:

Private Highest Bandhan 4.85% +1.85% vs JSCB Payments Bank Fino 4.50% +1.50% vs JSCB Small Finance Jana 4.50% +1.50% vs JSCB

See every higher rate in Jharkhand →

JSCB Savings rate changes

Changes to JSCB's savings account rates that RateScan.in has recorded since it started tracking them on 30 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to JSCB's savings account rates has been recorded since tracking started on 30 Sept 2026.

JSCB Savings: frequently asked questions

What is the highest JSCB Savings interest rate?

As of 19 Oct 2026, Jharkhand State Co-operative Bank offers up to 3.00% p.a. on its savings account (Any amount) for general customers. Rates below are as published by the bank — confirm with JSCB before investing.

See today's top interest rates →

When did JSCB last change its Savings rates?

RateScan.in has recorded no change to Jharkhand State Co-operative Bank's savings account rates since it started tracking them on 30 Sept 2026.

Rate movements →

Is my savings account with JSCB insured?

Deposits with Jharkhand State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these JSCB rates?

RateScan.in refreshed this dataset on 19 Oct 2026; the bank's rates shown here are effective 23 Mar 2023. Rates can change without notice, so verify on the official JSCB website before investing.

Rate movements →

More JSCB rates

JSCB overviewJSCB Fixed Deposit rates

Savings rates at other banks

ESAF Savings ratesIOB Savings ratesJana Savings ratesSurat Peoples Bank Savings ratesBandhan Savings ratesSouth Indian Savings ratesTNGB Savings ratesAPCOB Savings ratesJSKB Betul Savings ratesP&S Savings ratesBest Savings rates across all banks

Good to know

  • Deposits with Jharkhand State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • JSCB is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at JSCB, depending on the tenure.
official Effective 23 Mar 2023 · Ingested 30 Sept 2026 · Verified 19 Oct 2026 · View source

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