Rates verified from official source

Jana Small Finance Bank Savings Account interest rates · October 2026

As of 5 Oct 2026, Jana Small Finance Bank offers up to 7.00% p.a. on its savings account (More than Rs. 50 Lakhs and Up to Rs. 10 Crores) for general customers. Rates below are as published by the bank — confirm with Jana before investing.

Savings Account rates

Rates for deposits below ₹3 crore · general vs senior citizen · trend over time

TenureGeneralSeniorTrendApplies toAs ofSource
Any tenure
2.50% 2.50% Up to Rs. 1 Lakh
7 May 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
Any tenure
3.50% 2.50% More than Rs. 1 Lakh and Up to Rs. 5 Lakhs
7 May 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
Any tenure
4.50% 2.50% More than Rs. 5 Lakhs and Up to Rs. 10 Lakhs
7 May 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
Any tenure
6.75% 2.50% More than Rs. 10 Lakhs and Up to Rs. 50 Lakhs
7 May 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
Any tenure
7.00% 2.50% More than Rs. 50 Lakhs and Up to Rs. 10 Crores
7 May 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
Any tenure
7.00% 2.50% More than Rs. 10 Crores and Up to Rs. 20 Crores
7 May 2026
official
fetched 22 Sept 2026
✓ verified 5 Oct 2026
Source ↗

Jana Savings: frequently asked questions

What is the highest Jana Savings interest rate?

As of 5 Oct 2026, Jana Small Finance Bank offers up to 7.00% p.a. on its savings account (More than Rs. 50 Lakhs and Up to Rs. 10 Crores) for general customers. Rates below are as published by the bank — confirm with Jana before investing.

Is my savings account with Jana insured?

Deposits with Jana Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Jana rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 7 May 2026. Rates can change without notice, so verify on the official Jana website before investing.

Good to know

Deposits with Jana Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official Jana website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.