Karnataka Central Co-operative Bank Ltd., Dharwad Savings Account interest rates · November 2026
What would I earn at KCCB Dharwad?
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How this estimate works
Estimates use a steady balance and simple annual interest. Where the published bands give different results, we show two estimates: applying rates to each portion of the balance, and applying the selected rate to the entire balance. Confirm the method with the bank. The comparison table below uses its existing whole-balance estimate with quarterly compounding, so its figures can differ.
For insured banks, DICGC coverage for eligible deposits includes principal and accrued interest, up to ₹5 lakh across deposits held at the same bank in the same right and capacity. Deposit insurance details ↗
What if I put some in a 1-year FD?
Estimates are before tax. Check early withdrawal terms before choosing an FD.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
Any tenure |
3.00% | 3.00% | All balances | 1 Jul 2024 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
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See balance examples
KCCB Dharwad savings account return examples
| Balance | Rate | Interest | Per month |
|---|---|---|---|
| ₹10,000 | 3.00% | ₹303a year | ₹25a month |
| ₹50,000 | 3.00% | ₹1,517a year | ₹126a month |
| ₹1 lakh | 3.00% | ₹3,034a year | ₹253a month |
| ₹5 lakh | 3.00% | ₹15,170a year | ₹1,264a month |
| ₹10 lakh | 3.00% | ₹30,339a year | ₹2,528a month |
| ₹25 lakh | 3.00% | ₹75,848a year | ₹6,321a month |
Open a figure in the savings calculator. Darker shade = higher rate. These examples use the published rate on the whole balance and quarterly compounding. Some banks apply each rate only to the portion of the balance in its band. Rates as of 14 Nov 2026. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); leaflet of deposit rates in force from 01.07.2024; the co-operative societies/banks RFD rate is not ingested
Before you book
KCCB Dharwad Savings: frequently asked questions
What is the highest KCCB Dharwad Savings interest rate?
As of 14 Nov 2026, Karnataka Central Co-operative Bank Ltd., Dharwad offers up to 3.00% p.a. on its savings account (All balances) for general customers. Rates below are as published by the bank. Confirm with KCCB Dharwad before investing.
When did KCCB Dharwad last change its Savings rates?
RateScan.in has recorded no change to Karnataka Central Co-operative Bank Ltd., Dharwad's savings account rates since it started tracking them on 13 Nov 2026.
Is my savings account with KCCB Dharwad insured?
Deposits with Karnataka Central Co-operative Bank Ltd., Dharwad are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these KCCB Dharwad rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jul 2024. Rates can change without notice, so verify on the official KCCB Dharwad website before investing.
More KCCB Dharwad rates
Savings rates at other banks
Good to know
- Deposits with Karnataka Central Co-operative Bank Ltd., Dharwad are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- KCCB Dharwad is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at KCCB Dharwad, depending on the tenure.
Informational only. Always confirm the current rate on the official KCCB Dharwad website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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