DBS Bank India Savings Account interest rates · November 2026
What would I earn at DBS?
Enter a whole-rupee balance from ₹1 to ₹10 crore.
How this estimate works
Estimates use a steady balance and simple annual interest. Where the published bands give different results, we show two estimates: applying rates to each portion of the balance, and applying the selected rate to the entire balance. Confirm the method with the bank. The comparison table below uses its existing whole-balance estimate with quarterly compounding, so its figures can differ.
For insured banks, DICGC coverage for eligible deposits includes principal and accrued interest, up to ₹5 lakh across deposits held at the same bank in the same right and capacity. Deposit insurance details ↗
What if I put some in a 1-year FD?
Estimates are before tax. Check early withdrawal terms before choosing an FD.
Showing 1 of 3 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
Any tenure Up to ₹2 lakh |
2.50% | 2.50% | Up to ₹2 lakh | 24 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
Any tenure Above ₹2 lakh to ₹50 lakh |
5.00% | 5.00% | Above ₹2 lakh to ₹50 lakh | 24 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
Any tenure Above ₹50 lakh |
4.00% | 4.00% | Above ₹50 lakh | 24 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
No rates match these filters.
Compare DBS savings account returns with other banks
Choose up to five banks and compare returns at different balances.
Loading comparison…
How much should I keep accessible?
Use your usual balance to compare savings interest, or test keeping some money accessible and putting the rest in an FD.
See balance examples
DBS savings account return examples
| Balance | Rate | Interest | Per month |
|---|---|---|---|
| ₹10,000 | 2.50% | ₹252a year | ₹21a month |
| ₹50,000 | 2.50% | ₹1,262a year | ₹105a month |
| ₹1 lakh | 2.50% | ₹2,524a year | ₹210a month |
| ₹5 lakh | 5.00% | ₹25,473a year | ₹2,123a month |
| ₹10 lakh | 5.00% | ₹50,945a year | ₹4,245a month |
| ₹25 lakh | 5.00% | ₹1,27,363a year | ₹10,614a month |
Open a figure in the savings calculator. Darker shade = higher rate. These examples use the published rate on the whole balance and quarterly compounding. Some banks apply each rate only to the portion of the balance in its band. Rates as of 14 Nov 2026. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
- domestic savings account; the slab rate applies to the part of the balance in that slab
Before you book
DBS Savings: frequently asked questions
What is the highest DBS Savings interest rate?
As of 14 Nov 2026, DBS Bank India offers up to 5.00% p.a. on its savings account (Above ₹2 lakh to ₹50 lakh) for general customers. Rates below are as published by the bank. Confirm with DBS before investing.
When did DBS last change its Savings rates?
RateScan.in has recorded no change to DBS Bank India's savings account rates since it started tracking them on 27 Oct 2026.
Does DBS pay different savings account rates by deposit size?
Yes. DBS Bank India's table lists separate bands: Up to ₹2 lakh; Above ₹2 lakh to ₹50 lakh; Above ₹50 lakh. Each row shows the band it applies to.
Is my savings account with DBS insured?
Deposits with DBS Bank India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these DBS rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 24 Oct 2025. Rates can change without notice, so verify on the official DBS website before investing.
More DBS rates
Savings rates at other banks
Good to know
- Deposits with DBS Bank India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- DBS is a foreign bank operating in India, regulated by the RBI.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at DBS, depending on the tenure.
Informational only. Always confirm the current rate on the official DBS website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.