City Union Bank Savings Account interest rates · November 2026
What would I earn at City Union?
Enter a whole-rupee balance from ₹1 to ₹10 crore.
How this estimate works
Estimates use a steady balance and simple annual interest. Where the published bands give different results, we show two estimates: applying rates to each portion of the balance, and applying the selected rate to the entire balance. Confirm the method with the bank. The comparison table below uses its existing whole-balance estimate with quarterly compounding, so its figures can differ.
For insured banks, DICGC coverage for eligible deposits includes principal and accrued interest, up to ₹5 lakh across deposits held at the same bank in the same right and capacity. Deposit insurance details ↗
What if I put some in a 1-year FD?
Estimates are before tax. Check early withdrawal terms before choosing an FD.
Showing 1 of 5 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
Any tenure Balance up to ₹10 lakh |
2.75% | 2.75% | Balance up to ₹10 lakh | 25 Jun 2025 ✓ verified 14 Nov 2026 | official fetched 25 Oct 2026 |
Any tenure Balance above ₹10 lakh to ₹1 crore |
3.00% | 3.00% | Balance above ₹10 lakh to ₹1 crore | 25 Jun 2025 ✓ verified 14 Nov 2026 | official fetched 25 Oct 2026 |
Any tenure Balance above ₹1 crore to ₹10 crore |
3.50% | 3.50% | Balance above ₹1 crore to ₹10 crore | 25 Jun 2025 ✓ verified 14 Nov 2026 | official fetched 25 Oct 2026 |
Any tenure Balance above ₹10 crore to ₹50 crore |
4.00% | 4.00% | Balance above ₹10 crore to ₹50 crore | 25 Jun 2025 ✓ verified 14 Nov 2026 | official fetched 25 Oct 2026 |
Any tenure Balance above ₹50 crore |
4.50% | 4.50% | Balance above ₹50 crore | 25 Jun 2025 ✓ verified 14 Nov 2026 | official fetched 25 Oct 2026 |
No rates match these filters.
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How much should I keep accessible?
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See balance examples
City Union savings account return examples
| Balance | Rate | Interest | Per month |
|---|---|---|---|
| ₹10,000 | 2.75% | ₹278a year | ₹23a month |
| ₹50,000 | 2.75% | ₹1,389a year | ₹116a month |
| ₹1 lakh | 2.75% | ₹2,778a year | ₹232a month |
| ₹5 lakh | 2.75% | ₹13,892a year | ₹1,158a month |
| ₹10 lakh | 3.00% | ₹30,339a year | ₹2,528a month |
| ₹25 lakh | 3.00% | ₹75,848a year | ₹6,321a month |
Open a figure in the savings calculator. Darker shade = higher rate. These examples use the published rate on the whole balance and quarterly compounding. Some banks apply each rate only to the portion of the balance in its band. Rates as of 14 Nov 2026. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
Before you book
City Union Savings: frequently asked questions
What is the highest City Union Savings interest rate?
As of 14 Nov 2026, City Union Bank offers up to 4.50% p.a. on its savings account (Balance above ₹50 crore) for general customers. Rates below are as published by the bank. Confirm with City Union before investing.
When did City Union last change its Savings rates?
RateScan.in has recorded no change to City Union Bank's savings account rates since it started tracking them on 25 Oct 2026.
Does City Union pay different savings account rates by deposit size?
Yes. City Union Bank's table lists separate bands: Balance up to ₹10 lakh; Balance above ₹10 lakh to ₹1 crore; Balance above ₹1 crore to ₹10 crore; Balance above ₹10 crore to ₹50 crore; Balance above ₹50 crore. Each row shows the band it applies to.
Is my savings account with City Union insured?
Deposits with City Union Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these City Union rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 25 Jun 2025. Rates can change without notice, so verify on the official City Union website before investing.
More City Union rates
Savings rates at other banks
Good to know
- Deposits with City Union Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- City Union is a private sector bank regulated by the RBI.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at City Union, depending on the tenure.
- City Union's FD table includes 2 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official City Union website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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