Rates verified from official source

Punjab National Bank Savings Account interest rates · October 2026

As of 5 Oct 2026, Punjab National Bank offers up to 4.25% p.a. on its savings account (Above ₹2,000 crore) for general customers. Rates below are as published by the bank — confirm with PNB before investing.

Savings Account rates

Rates for deposits below ₹3 crore · general vs senior citizen · trend over time

TenureGeneralSeniorTrendApplies toAs ofSource
Any tenure
 2.50% — Up to ₹100 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Any tenure
 2.70% — ₹100 crore to ₹500 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Any tenure
 3.60% — ₹500 crore to ₹1,000 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Any tenure
 3.75% — ₹1,000 crore to ₹2,000 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Any tenure
 4.25% — Above ₹2,000 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Source ↗

PNB Savings: frequently asked questions

What is the highest PNB Savings interest rate?

As of 5 Oct 2026, Punjab National Bank offers up to 4.25% p.a. on its savings account (Above ₹2,000 crore) for general customers. Rates below are as published by the bank — confirm with PNB before investing.

Is my savings account with PNB insured?

Deposits with Punjab National Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these PNB rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Oct 2025. Rates can change without notice, so verify on the official PNB website before investing.

More PNB rates

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Good to know

Deposits with Punjab National Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 1 Jun 2026 · Ingested 26 Sept 2026 · Verified 5 Oct 2026 · View source

Informational only — always confirm the current rate on the official PNB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.