Rates verified from official source

The West Bengal State Co-operative Bank Savings Account interest rates · October 2026

WBSTCB's best Savings Account rate is 4.00% (Any amount), 1.00 points below the best on the market (5.00%).

TenureGeneralSeniorApplies toEffective OnSource
Any tenure
 4.00% — Any amount
10 Jul 2025
official
fetched 30 Sept 2026
✓ verified 19 Oct 2026

Higher Savings Account rates than WBSTCB

3 banks serving West Bengal pay more. Top picks:

Private Highest Bandhan 4.85% +0.85% vs WBSTCB Payments Bank Fino 4.50% +0.50% vs WBSTCB Small Finance Jana 4.50% +0.50% vs WBSTCB

See every higher rate in West Bengal →

WBSTCB Savings rate changes

Changes to WBSTCB's savings account rates that RateScan.in has recorded since it started tracking them on 30 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to WBSTCB's savings account rates has been recorded since tracking started on 30 Sept 2026.

WBSTCB Savings: frequently asked questions

What is the highest WBSTCB Savings interest rate?

As of 19 Oct 2026, The West Bengal State Co-operative Bank offers up to 4.00% p.a. on its savings account (Any amount) for general customers. Rates below are as published by the bank — confirm with WBSTCB before investing.

See today's top interest rates →

When did WBSTCB last change its Savings rates?

RateScan.in has recorded no change to The West Bengal State Co-operative Bank's savings account rates since it started tracking them on 30 Sept 2026.

Rate movements →

Is my savings account with WBSTCB insured?

Deposits with The West Bengal State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these WBSTCB rates?

RateScan.in refreshed this dataset on 19 Oct 2026; the bank's rates shown here are effective 10 Jul 2025. Rates can change without notice, so verify on the official WBSTCB website before investing.

Rate movements →

More WBSTCB rates

WBSTCB overviewWBSTCB Fixed Deposit rates

Savings rates at other banks

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Good to know

  • Deposits with The West Bengal State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • WBSTCB is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.25% p.a. more than general customers at WBSTCB, depending on the tenure.
official Effective 10 Jul 2025 · Ingested 30 Sept 2026 · Verified 19 Oct 2026 · View source

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