GSCB Savings Account Rates: up to 3.25%

GSCB's best Savings Account rate is 3.25% (Any amount), 1.75 points below the best on the market (5.00%).

Tenure	General	Senior	Applies to	Effective On	Source
Any tenure	3.25%	—	Any amount	27 Oct 2022	official fetched 30 Sept 2026 ✓ verified 19 Oct 2026

Higher Savings Account rates than GSCB

4 banks serving Goa pay more. Top picks:

Private Highest Bandhan 4.85% +1.60% vs GSCB Payments Bank Fino 4.50% +1.25% vs GSCB Small Finance Jana 4.50% +1.25% vs GSCB

See every higher rate in Goa →

GSCB Savings rate changes

Changes to GSCB's savings account rates that RateScan.in has recorded since it started tracking them on 30 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to GSCB's savings account rates has been recorded since tracking started on 30 Sept 2026.

GSCB Savings: frequently asked questions

What is the highest GSCB Savings interest rate?

As of 19 Oct 2026, Goa State Co-operative Bank offers up to 3.25% p.a. on its savings account (Any amount) for general customers. Rates below are as published by the bank — confirm with GSCB before investing.

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When did GSCB last change its Savings rates?

RateScan.in has recorded no change to Goa State Co-operative Bank's savings account rates since it started tracking them on 30 Sept 2026.

Rate movements →

Is my savings account with GSCB insured?

Deposits with Goa State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these GSCB rates?

RateScan.in refreshed this dataset on 19 Oct 2026; the bank's rates shown here are effective 27 Oct 2022. Rates can change without notice, so verify on the official GSCB website before investing.

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More GSCB rates

GSCB overview GSCB Fixed Deposit rates

Savings rates at other banks

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Good to know

Deposits with Goa State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
GSCB is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Senior citizens (60+) earn up to 0.50% p.a. more than general customers at GSCB, depending on the tenure.

Informational only — always confirm the current rate on the official GSCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

Goa State Co-operative Bank Savings Account interest rates · October 2026