Rates verified from official source

The Surat Peoples Co-operative Bank Ltd. Savings Account interest rates · October 2026

Surat Peoples Bank's best Savings Account rate is 3.25% (Above ₹1 lakh up to ₹10 lakh), 1.75 points below the best on the market (5.00%).

  • Seniors: up to 6.25% (Above ₹1.5 crore).
Deposit amount

Showing 1 of 6 rates.

TenureGeneralSeniorApplies toEffective OnSource
Any tenure
Above ₹1 lakh up to ₹10 lakh
 3.25% 3.25% Above ₹1 lakh up to ₹10 lakh
1 May 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
  • Bank note: Interest will be Calculated on incremental balances in each interest rate slab

Higher Savings Account rates than Surat Peoples Bank

5 banks serving Gujarat pay more. Top picks:

Private Highest Bandhan 4.85% +1.60% vs Surat Peoples Bank Payments Bank Fino 4.50% +1.25% vs Surat Peoples Bank Small Finance Jana 4.50% +1.25% vs Surat Peoples Bank

See every higher rate in Gujarat →

Surat Peoples Bank Savings rate changes

Changes to Surat Peoples Bank's savings account rates that RateScan.in has recorded since it started tracking them on 18 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Surat Peoples Bank's savings account rates has been recorded since tracking started on 18 Oct 2026.

Surat Peoples Bank Savings: frequently asked questions

What is the highest Surat Peoples Bank Savings interest rate?

As of 18 Oct 2026, The Surat Peoples Co-operative Bank Ltd. offers up to 6.25% p.a. on its savings account (Above ₹1.5 crore) for general customers. Rates below are as published by the bank — confirm with Surat Peoples Bank before investing.

See today's top interest rates →

When did Surat Peoples Bank last change its Savings rates?

RateScan.in has recorded no change to The Surat Peoples Co-operative Bank Ltd.'s savings account rates since it started tracking them on 18 Oct 2026.

Rate movements →

Is my savings account with Surat Peoples Bank insured?

Deposits with The Surat Peoples Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Surat Peoples Bank rates?

RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 1 May 2026. Rates can change without notice, so verify on the official Surat Peoples Bank website before investing.

Rate movements →

More Surat Peoples Bank rates

Surat Peoples Bank overviewSurat Peoples Bank Fixed Deposit rates

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Good to know

  • Deposits with The Surat Peoples Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Surat Peoples Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Surat Peoples Bank, depending on the tenure.
  • Surat Peoples Bank's FD table includes 2 special schemes; check eligibility and end dates.
official Effective 1 May 2026 · Ingested 10 Oct 2026 · Verified 18 Oct 2026 · View source

Informational only — always confirm the current rate on the official Surat Peoples Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.