Rates verified from official source

Shamrao Vithal Co-operative Bank Ltd. Savings Account interest rates · October 2026

SVC Bank's best Savings Account rate is 2.75% (All balances), 2.25 points below the best on the market (5.00%).

TenureGeneralSeniorApplies toEffective OnSource
Any tenure
2.75% 2.75% All balances
21 Oct 2026
✓ verified 21 Oct 2026
official
fetched 21 Oct 2026

SVC Bank Savings rate changes

Changes to SVC Bank's savings account rates that RateScan.in has recorded since it started tracking them on 21 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to SVC Bank's savings account rates has been recorded since tracking started on 21 Oct 2026.

SVC Bank Savings: frequently asked questions

What is the highest SVC Bank Savings interest rate?

As of 21 Oct 2026, Shamrao Vithal Co-operative Bank Ltd. offers up to 2.75% p.a. on its savings account (All balances) for general customers. Rates below are as published by the bank — confirm with SVC Bank before investing.

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When did SVC Bank last change its Savings rates?

RateScan.in has recorded no change to Shamrao Vithal Co-operative Bank Ltd.'s savings account rates since it started tracking them on 21 Oct 2026.

Rate movements →

Is my savings account with SVC Bank insured?

Deposits with Shamrao Vithal Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these SVC Bank rates?

RateScan.in refreshed this dataset on 21 Oct 2026; the bank's rates shown here are effective 21 Oct 2026. Rates can change without notice, so verify on the official SVC Bank website before investing.

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Good to know

  • Deposits with Shamrao Vithal Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • SVC Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.75% p.a. more than general customers at SVC Bank, depending on the tenure.
  • SVC Bank's FD table includes 1 special schemes; check eligibility and end dates.

Informational only — always confirm the current rate on the official SVC Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.