Malda District Central Co-operative Bank Savings Account interest rates · November 2026
What would I earn at Malda DCCB?
Enter a whole-rupee balance from ₹1 to ₹10 crore.
How this estimate works
Estimates use a steady balance and simple annual interest. Where the published bands give different results, we show two estimates: applying rates to each portion of the balance, and applying the selected rate to the entire balance. Confirm the method with the bank. The comparison table below uses its existing whole-balance estimate with quarterly compounding, so its figures can differ.
For insured banks, DICGC coverage for eligible deposits includes principal and accrued interest, up to ₹5 lakh across deposits held at the same bank in the same right and capacity. Deposit insurance details ↗
What if I put some in a 1-year FD?
Estimates are before tax. Check early withdrawal terms before choosing an FD.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
Any tenure |
3.25% | 3.25% | All balances | 23 Sept 2024 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
Compare Malda DCCB savings account returns with other banks
Choose up to five banks and compare returns at different balances.
Loading comparison…
How much should I keep accessible?
Use your usual balance to compare savings interest, or test keeping some money accessible and putting the rest in an FD.
See balance examples
Malda DCCB savings account return examples
| Balance | Rate | Interest | Per month |
|---|---|---|---|
| ₹10,000 | 3.25% | ₹329a year | ₹27a month |
| ₹50,000 | 3.25% | ₹1,645a year | ₹137a month |
| ₹1 lakh | 3.25% | ₹3,290a year | ₹274a month |
| ₹5 lakh | 3.25% | ₹16,449a year | ₹1,371a month |
| ₹10 lakh | 3.25% | ₹32,898a year | ₹2,742a month |
| ₹25 lakh | 3.25% | ₹82,246a year | ₹6,854a month |
Open a figure in the savings calculator. Darker shade = higher rate. These examples use the published rate on the whole balance and quarterly compounding. Some banks apply each rate only to the portion of the balance in its band. Rates as of 14 Nov 2026. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
Before you book
Malda DCCB Savings: frequently asked questions
What is the highest Malda DCCB Savings interest rate?
As of 14 Nov 2026, Malda District Central Co-operative Bank offers up to 3.25% p.a. on its savings account (All balances) for general customers. Rates below are as published by the bank. Confirm with Malda DCCB before investing.
When did Malda DCCB last change its Savings rates?
RateScan.in has recorded no change to Malda District Central Co-operative Bank's savings account rates since it started tracking them on 12 Nov 2026.
Is my savings account with Malda DCCB insured?
Deposits with Malda District Central Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Malda DCCB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 23 Sept 2024. Rates can change without notice, so verify on the official Malda DCCB website before investing.
More Malda DCCB rates
Savings rates at other banks
Good to know
- Deposits with Malda District Central Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Malda DCCB is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Malda DCCB, depending on the tenure.
Informational only. Always confirm the current rate on the official Malda DCCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.