District Co-operative Bank Muzaffarnagar Savings Account interest rates · November 2026
What would I earn at DCB Muzaffarnagar?
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How this estimate works
Estimates use a steady balance and simple annual interest. Where the published bands give different results, we show two estimates: applying rates to each portion of the balance, and applying the selected rate to the entire balance. Confirm the method with the bank. The comparison table below uses its existing whole-balance estimate with quarterly compounding, so its figures can differ.
For insured banks, DICGC coverage for eligible deposits includes principal and accrued interest, up to ₹5 lakh across deposits held at the same bank in the same right and capacity. Deposit insurance details ↗
What if I put some in a 1-year FD?
Estimates are before tax. Check early withdrawal terms before choosing an FD.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
Any tenure |
2.75% | 2.75% | All balances | 1 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 28 Oct 2026 |
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How much should I keep accessible?
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See balance examples
DCB Muzaffarnagar savings account return examples
| Balance | Rate | Interest | Per month |
|---|---|---|---|
| ₹10,000 | 2.75% | ₹278a year | ₹23a month |
| ₹50,000 | 2.75% | ₹1,389a year | ₹116a month |
| ₹1 lakh | 2.75% | ₹2,778a year | ₹232a month |
| ₹5 lakh | 2.75% | ₹13,892a year | ₹1,158a month |
| ₹10 lakh | 2.75% | ₹27,785a year | ₹2,315a month |
| ₹25 lakh | 2.75% | ₹69,462a year | ₹5,789a month |
Open a figure in the savings calculator. Darker shade = higher rate. These examples use the published rate on the whole balance and quarterly compounding. Some banks apply each rate only to the portion of the balance in its band. Rates as of 14 Nov 2026. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); the staff additions are not ingested
Before you book
DCB Muzaffarnagar Savings: frequently asked questions
What is the highest DCB Muzaffarnagar Savings interest rate?
As of 14 Nov 2026, District Co-operative Bank Muzaffarnagar offers up to 2.75% p.a. on its savings account (All balances) for general customers. Rates below are as published by the bank. Confirm with DCB Muzaffarnagar before investing.
When did DCB Muzaffarnagar last change its Savings rates?
RateScan.in has recorded no change to District Co-operative Bank Muzaffarnagar's savings account rates since it started tracking them on 28 Oct 2026.
Is my savings account with DCB Muzaffarnagar insured?
Deposits with District Co-operative Bank Muzaffarnagar are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these DCB Muzaffarnagar rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Dec 2025. Rates can change without notice, so verify on the official DCB Muzaffarnagar website before investing.
More DCB Muzaffarnagar rates
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Good to know
- Deposits with District Co-operative Bank Muzaffarnagar are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- DCB Muzaffarnagar is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at DCB Muzaffarnagar, depending on the tenure.
- DCB Muzaffarnagar's FD table includes 2 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official DCB Muzaffarnagar website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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