KerGB Savings Account Rates: up to 2.80%

KerGB's best Savings Account rate is 2.80% (Below ₹1 crore), 2.20 points below the best on the market (5.00%).

Tenure	General	Senior	Applies to	Effective On	Source
Any tenure	2.80%	2.80%	Below ₹1 crore	1 Oct 2026	official fetched 22 Sept 2026 ✓ verified 19 Oct 2026

Higher Savings Account rates than KerGB

4 banks serving Kerala pay more. Top picks:

Private Highest Bandhan 4.85% +2.05% vs KerGB Payments Bank Fino 4.50% +1.70% vs KerGB Small Finance Jana 4.50% +1.70% vs KerGB

See every higher rate in Kerala →

KerGB Savings rate changes

Changes to KerGB's savings account rates that RateScan.in has recorded since it started tracking them on 22 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to KerGB's savings account rates has been recorded since tracking started on 22 Sept 2026.

KerGB Savings: frequently asked questions

What is the highest KerGB Savings interest rate?

As of 19 Oct 2026, Kerala Gramin Bank offers up to 2.80% p.a. on its savings account (Below ₹1 crore) for general customers. Rates below are as published by the bank — confirm with KerGB before investing.

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When did KerGB last change its Savings rates?

RateScan.in has recorded no change to Kerala Gramin Bank's savings account rates since it started tracking them on 22 Sept 2026.

Rate movements →

Is my savings account with KerGB insured?

Deposits with Kerala Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these KerGB rates?

RateScan.in refreshed this dataset on 19 Oct 2026; the bank's rates shown here are effective 1 Oct 2026. Rates can change without notice, so verify on the official KerGB website before investing.

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More KerGB rates

KerGB overview KerGB Fixed Deposit rates KerGB Recurring Deposit rates

Savings rates at other banks

ESAF Savings rates IOB Savings rates Jana Savings rates Surat Peoples Bank Savings rates Bandhan Savings rates South Indian Savings rates TNGB Savings rates APCOB Savings rates JSKB Betul Savings rates P&S Savings rates Best Savings rates across all banks

Good to know

Deposits with Kerala Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
KerGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
Senior citizens (60+) earn up to 0.50% p.a. more than general customers at KerGB, depending on the tenure.
KerGB's FD table includes 1 special schemes; check eligibility and end dates.

Informational only — always confirm the current rate on the official KerGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

Kerala Gramin Bank Savings Account interest rates · October 2026