AMCO Bank Savings Account Rates: up to 3.25%

AMCO Bank's best Savings Account rate is 3.25% (All balances), 1.75 points below the best on the market (5.00%).

Tenure	General	Senior	Applies to	Effective On	Source
Any tenure	3.25%	3.25%	All balances	1 Aug 2025	official fetched 10 Oct 2026 ✓ verified 18 Oct 2026

Higher Savings Account rates than AMCO Bank

5 banks serving Gujarat pay more. Top picks:

Private Highest Bandhan 4.85% +1.60% vs AMCO Bank Payments Bank Fino 4.50% +1.25% vs AMCO Bank Small Finance Jana 4.50% +1.25% vs AMCO Bank

See every higher rate in Gujarat →

AMCO Bank Savings rate changes

Changes to AMCO Bank's savings account rates that RateScan.in has recorded since it started tracking them on 10 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to AMCO Bank's savings account rates has been recorded since tracking started on 10 Oct 2026.

AMCO Bank Savings: frequently asked questions

What is the highest AMCO Bank Savings interest rate?

As of 18 Oct 2026, The Ahmedabad Mercantile Co-operative Bank Ltd. offers up to 3.25% p.a. on its savings account (All balances) for general customers. Rates below are as published by the bank — confirm with AMCO Bank before investing.

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When did AMCO Bank last change its Savings rates?

RateScan.in has recorded no change to The Ahmedabad Mercantile Co-operative Bank Ltd.'s savings account rates since it started tracking them on 10 Oct 2026.

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Is my savings account with AMCO Bank insured?

Deposits with The Ahmedabad Mercantile Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these AMCO Bank rates?

RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 1 Aug 2025. Rates can change without notice, so verify on the official AMCO Bank website before investing.

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More AMCO Bank rates

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Savings rates at other banks

ESAF Savings rates IOB Savings rates Jana Savings rates Surat Peoples Bank Savings rates Bandhan Savings rates South Indian Savings rates TNGB Savings rates APCOB Savings rates JSKB Betul Savings rates P&S Savings rates Best Savings rates across all banks

Good to know

Deposits with The Ahmedabad Mercantile Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
AMCO Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Senior citizens (60+) earn up to 0.50% p.a. more than general customers at AMCO Bank, depending on the tenure.
AMCO Bank's FD table includes 1 special schemes; check eligibility and end dates.

Informational only — always confirm the current rate on the official AMCO Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

The Ahmedabad Mercantile Co-operative Bank Ltd. Savings Account interest rates · October 2026