Rates verified from official source

The Gandhinagar Nagarik Co-op. Bank Ltd. Savings Account interest rates · October 2026

Gandhinagar Nagarik Bank's best Savings Account rate is 3.00% (All balances), 2.00 points below the best on the market (5.00%).

TenureGeneralSeniorApplies toEffective OnSource
Any tenure
3.00% 3.00% All balances
1 Apr 2021
✓ verified 22 Oct 2026
official
fetched 22 Oct 2026

Gandhinagar Nagarik Bank Savings rate changes

Changes to Gandhinagar Nagarik Bank's savings account rates that RateScan.in has recorded since it started tracking them on 22 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Gandhinagar Nagarik Bank's savings account rates has been recorded since tracking started on 22 Oct 2026.

Gandhinagar Nagarik Bank Savings: frequently asked questions

What is the highest Gandhinagar Nagarik Bank Savings interest rate?

As of 22 Oct 2026, The Gandhinagar Nagarik Co-op. Bank Ltd. offers up to 3.00% p.a. on its savings account (All balances) for general customers. Rates below are as published by the bank — confirm with Gandhinagar Nagarik Bank before investing.

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When did Gandhinagar Nagarik Bank last change its Savings rates?

RateScan.in has recorded no change to The Gandhinagar Nagarik Co-op. Bank Ltd.'s savings account rates since it started tracking them on 22 Oct 2026.

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Is my savings account with Gandhinagar Nagarik Bank insured?

Deposits with The Gandhinagar Nagarik Co-op. Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Gandhinagar Nagarik Bank rates?

RateScan.in refreshed this dataset on 22 Oct 2026; the bank's rates shown here are effective 1 Apr 2021. Rates can change without notice, so verify on the official Gandhinagar Nagarik Bank website before investing.

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Good to know

  • Deposits with The Gandhinagar Nagarik Co-op. Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Gandhinagar Nagarik Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Gandhinagar Nagarik Bank, depending on the tenure.

Informational only — always confirm the current rate on the official Gandhinagar Nagarik Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.