BoB Savings Account Interest Rates: up to 2.75%

BoB's best Savings Account rate is 2.75% (All balances), 2.25 points below the best on the market (5.00%).

Tenure	General	Senior	Applies to	Effective On	Source
Any tenure	2.75%	2.75%	All balances	22 Aug 2025	official fetched 18 Sept 2026 ✓ verified 19 Oct 2026

Higher Savings Account rates than BoB

4 nationwide banks pay more. Top picks:

Private Highest Bandhan 4.85% +2.10% vs BoB Payments Bank Fino 4.50% +1.75% vs BoB Small Finance Jana 4.50% +1.75% vs BoB

See every higher rate →

BoB Savings rate changes

Changes to BoB's savings account rates that RateScan.in has recorded since it started tracking them on 18 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to BoB's savings account rates has been recorded since tracking started on 18 Sept 2026.

BoB Savings: frequently asked questions

What is the highest BoB Savings interest rate?

As of 19 Oct 2026, Bank of Baroda offers up to 2.75% p.a. on its savings account (All balances) for general customers. Rates below are as published by the bank — confirm with BoB before investing.

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When did BoB last change its Savings rates?

RateScan.in has recorded no change to Bank of Baroda's savings account rates since it started tracking them on 18 Sept 2026.

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Is my savings account with BoB insured?

Deposits with Bank of Baroda are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these BoB rates?

RateScan.in refreshed this dataset on 19 Oct 2026; the bank's rates shown here are effective 22 Aug 2025. Rates can change without notice, so verify on the official BoB website before investing.

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More BoB rates

BoB overview BoB Fixed Deposit rates BoB Recurring Deposit rates BoB NRE FD rates BoB FCNR(B) rates

Savings rates at other banks

ESAF Savings rates IOB Savings rates Jana Savings rates Surat Peoples Bank Savings rates Bandhan Savings rates South Indian Savings rates TNGB Savings rates APCOB Savings rates JSKB Betul Savings rates P&S Savings rates Best Savings rates across all banks

Good to know

Deposits with Bank of Baroda are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
BoB is a public sector bank, majority owned by the Government of India. Deposit insurance is still the DICGC cover above.
Senior citizens (60+) earn up to 1.00% p.a. more than general customers at BoB, depending on the tenure.
BoB's FD table includes 2 special schemes; check eligibility and end dates.

Informational only — always confirm the current rate on the official BoB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

Bank of Baroda Savings Account interest rates · October 2026