The Ghatal Peoples' Co-operative Bank Ltd. Savings Account interest rates · November 2026
What would I earn at Ghatal Peoples Bank?
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How this estimate works
Estimates use a steady balance and simple annual interest. Where the published bands give different results, we show two estimates: applying rates to each portion of the balance, and applying the selected rate to the entire balance. Confirm the method with the bank. The comparison table below uses its existing whole-balance estimate with quarterly compounding, so its figures can differ.
For insured banks, DICGC coverage for eligible deposits includes principal and accrued interest, up to ₹5 lakh across deposits held at the same bank in the same right and capacity. Deposit insurance details ↗
What if I put some in a 1-year FD?
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Showing 1 of 2 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
Any tenure Below ₹1 lakh |
3.25% | 3.25% | Below ₹1 lakh | 10 May 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
Any tenure ₹1 lakh and above |
3.50% | 3.50% | ₹1 lakh and above | 10 May 2024 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
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Ghatal Peoples Bank savings account return examples
| Balance | Rate | Interest | Per month |
|---|---|---|---|
| ₹10,000 | 3.25% | ₹329a year | ₹27a month |
| ₹50,000 | 3.25% | ₹1,645a year | ₹137a month |
| ₹1 lakh | 3.50% | ₹3,546a year | ₹296a month |
| ₹5 lakh | 3.50% | ₹17,731a year | ₹1,478a month |
| ₹10 lakh | 3.50% | ₹35,462a year | ₹2,955a month |
| ₹25 lakh | 3.50% | ₹88,655a year | ₹7,388a month |
Open a figure in the savings calculator. Darker shade = higher rate. These examples use the published rate on the whole balance and quarterly compounding. Some banks apply each rate only to the portion of the balance in its band. Rates as of 14 Nov 2026. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
Before you book
Ghatal Peoples Bank Savings: frequently asked questions
What is the highest Ghatal Peoples Bank Savings interest rate?
As of 14 Nov 2026, The Ghatal Peoples' Co-operative Bank Ltd. offers up to 3.50% p.a. on its savings account (₹1 lakh and above) for general customers. Rates below are as published by the bank. Confirm with Ghatal Peoples Bank before investing.
When did Ghatal Peoples Bank last change its Savings rates?
RateScan.in has recorded no change to The Ghatal Peoples' Co-operative Bank Ltd.'s savings account rates since it started tracking them on 4 Nov 2026.
Does Ghatal Peoples Bank pay different savings account rates by deposit size?
Yes. The Ghatal Peoples' Co-operative Bank Ltd.'s table lists separate bands: Below ₹1 lakh; ₹1 lakh and above. Each row shows the band it applies to.
Is my savings account with Ghatal Peoples Bank insured?
Deposits with The Ghatal Peoples' Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Ghatal Peoples Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 10 May 2024. Rates can change without notice, so verify on the official Ghatal Peoples Bank website before investing.
More Ghatal Peoples Bank rates
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Good to know
- Deposits with The Ghatal Peoples' Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Ghatal Peoples Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Ghatal Peoples Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Ghatal Peoples Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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