Nagrik Sahakari Bank Maryadit, Vidisha Savings Account interest rates · November 2026
What would I earn at Nagrik Sahakari Bank, Vidisha?
Enter a whole-rupee balance from ₹1 to ₹10 crore.
How this estimate works
Estimates use a steady balance and simple annual interest. Where the published bands give different results, we show two estimates: applying rates to each portion of the balance, and applying the selected rate to the entire balance. Confirm the method with the bank. The comparison table below uses its existing whole-balance estimate with quarterly compounding, so its figures can differ.
For insured banks, DICGC coverage for eligible deposits includes principal and accrued interest, up to ₹5 lakh across deposits held at the same bank in the same right and capacity. Deposit insurance details ↗
What if I put some in a 1-year FD?
Estimates are before tax. Check early withdrawal terms before choosing an FD.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
Any tenure |
2.25% | 2.25% | All balances | 15 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
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See balance examples
Nagrik Sahakari Bank, Vidisha savings account return examples
| Balance | Rate | Interest | Per month |
|---|---|---|---|
| ₹10,000 | 2.25% | ₹227a year | ₹19a month |
| ₹50,000 | 2.25% | ₹1,135a year | ₹95a month |
| ₹1 lakh | 2.25% | ₹2,269a year | ₹189a month |
| ₹5 lakh | 2.25% | ₹11,345a year | ₹945a month |
| ₹10 lakh | 2.25% | ₹22,691a year | ₹1,891a month |
| ₹25 lakh | 2.25% | ₹56,726a year | ₹4,727a month |
Open a figure in the savings calculator. Darker shade = higher rate. These examples use the published rate on the whole balance and quarterly compounding. Some banks apply each rate only to the portion of the balance in its band. Rates as of 14 Nov 2026. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
Before you book
Nagrik Sahakari Bank, Vidisha Savings: frequently asked questions
What is the highest Nagrik Sahakari Bank, Vidisha Savings interest rate?
As of 14 Nov 2026, Nagrik Sahakari Bank Maryadit, Vidisha offers up to 2.25% p.a. on its savings account (All balances) for general customers. Rates below are as published by the bank. Confirm with Nagrik Sahakari Bank, Vidisha before investing.
When did Nagrik Sahakari Bank, Vidisha last change its Savings rates?
RateScan.in has recorded no change to Nagrik Sahakari Bank Maryadit, Vidisha's savings account rates since it started tracking them on 24 Oct 2026.
Is my savings account with Nagrik Sahakari Bank, Vidisha insured?
Deposits with Nagrik Sahakari Bank Maryadit, Vidisha are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Nagrik Sahakari Bank, Vidisha rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 15 Jul 2026. Rates can change without notice, so verify on the official Nagrik Sahakari Bank, Vidisha website before investing.
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Good to know
- Deposits with Nagrik Sahakari Bank Maryadit, Vidisha are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Nagrik Sahakari Bank, Vidisha is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Nagrik Sahakari Bank, Vidisha, depending on the tenure.
Informational only. Always confirm the current rate on the official Nagrik Sahakari Bank, Vidisha website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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