Saraswat Bank Savings Account Rates up to 2.50%

Tenure	General	Senior	Applies to	Effective On	Source
Any tenure	2.50%	2.50%	All balances	1 Oct 2026 ✓ verified 21 Oct 2026	official fetched 21 Oct 2026

Saraswat Bank Savings rate changes

Changes to Saraswat Bank's savings account rates that RateScan.in has recorded since it started tracking them on 21 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Saraswat Bank's savings account rates has been recorded since tracking started on 21 Oct 2026.

Saraswat Bank Savings: frequently asked questions

What is the highest Saraswat Bank Savings interest rate?

As of 21 Oct 2026, Saraswat Co-operative Bank Ltd. offers up to 2.50% p.a. on its savings account (All balances) for general customers. Rates below are as published by the bank — confirm with Saraswat Bank before investing.

See today's top interest rates →

When did Saraswat Bank last change its Savings rates?

RateScan.in has recorded no change to Saraswat Co-operative Bank Ltd.'s savings account rates since it started tracking them on 21 Oct 2026.

Rate movements →

Is my savings account with Saraswat Bank insured?

Deposits with Saraswat Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Saraswat Bank rates?

RateScan.in refreshed this dataset on 21 Oct 2026; the bank's rates shown here are effective 1 Oct 2026. Rates can change without notice, so verify on the official Saraswat Bank website before investing.

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More Saraswat Bank rates

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Higher Savings Account rates than Saraswat Bank

26 banks serving Maharashtra pay more. Top picks:

Private Highest Bandhan 4.85% +2.35% vs Saraswat Bank Payments Bank Fino 4.50% +2.00% vs Saraswat Bank Small Finance Jana 4.50% +2.00% vs Saraswat Bank

See every higher rate in Maharashtra →

Good to know

Deposits with Saraswat Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
Saraswat Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Saraswat Bank, depending on the tenure.

Informational only — always confirm the current rate on the official Saraswat Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

Saraswat Co-operative Bank Ltd. Savings Account interest rates · October 2026