The Vaidyanath Urban Co-operative Bank Ltd., Parli-Vaijnath Savings Account interest rates · November 2026
What would I earn at Vaidyanath Urban Co-op Bank?
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How this estimate works
Estimates use a steady balance and simple annual interest. Where the published bands give different results, we show two estimates: applying rates to each portion of the balance, and applying the selected rate to the entire balance. Confirm the method with the bank. The comparison table below uses its existing whole-balance estimate with quarterly compounding, so its figures can differ.
For insured banks, DICGC coverage for eligible deposits includes principal and accrued interest, up to ₹5 lakh across deposits held at the same bank in the same right and capacity. Deposit insurance details ↗
What if I put some in a 1-year FD?
Estimates are before tax. Check early withdrawal terms before choosing an FD.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
Any tenure |
2.25% | 2.25% | All balances | 6 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
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See balance examples
Vaidyanath Urban Co-op Bank savings account return examples
| Balance | Rate | Interest | Per month |
|---|---|---|---|
| ₹10,000 | 2.25% | ₹227a year | ₹19a month |
| ₹50,000 | 2.25% | ₹1,135a year | ₹95a month |
| ₹1 lakh | 2.25% | ₹2,269a year | ₹189a month |
| ₹5 lakh | 2.25% | ₹11,345a year | ₹945a month |
| ₹10 lakh | 2.25% | ₹22,691a year | ₹1,891a month |
| ₹25 lakh | 2.25% | ₹56,726a year | ₹4,727a month |
Open a figure in the savings calculator. Darker shade = higher rate. These examples use the published rate on the whole balance and quarterly compounding. Some banks apply each rate only to the portion of the balance in its band. Rates as of 14 Nov 2026. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
Before you book
Vaidyanath Urban Co-op Bank Savings: frequently asked questions
What is the highest Vaidyanath Urban Co-op Bank Savings interest rate?
As of 14 Nov 2026, The Vaidyanath Urban Co-operative Bank Ltd., Parli-Vaijnath offers up to 2.25% p.a. on its savings account (All balances) for general customers. Rates below are as published by the bank. Confirm with Vaidyanath Urban Co-op Bank before investing.
When did Vaidyanath Urban Co-op Bank last change its Savings rates?
RateScan.in has recorded no change to The Vaidyanath Urban Co-operative Bank Ltd., Parli-Vaijnath's savings account rates since it started tracking them on 26 Oct 2026.
Is my savings account with Vaidyanath Urban Co-op Bank insured?
Deposits with The Vaidyanath Urban Co-operative Bank Ltd., Parli-Vaijnath are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Vaidyanath Urban Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 6 Jul 2026. Rates can change without notice, so verify on the official Vaidyanath Urban Co-op Bank website before investing.
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Good to know
- Deposits with The Vaidyanath Urban Co-operative Bank Ltd., Parli-Vaijnath are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Vaidyanath Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Vaidyanath Urban Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Vaidyanath Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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