Nainital Savings Account Rates: up to 2.65%

Nainital's best Savings Account rate is 2.65% (Any amount), 2.35 points below the best on the market (5.00%).

Tenure	General	Senior	Applies to	Effective On	Source
Any tenure	2.65%	2.65%	Any amount	10 Jan 2026	official fetched 26 Sept 2026 ✓ verified 19 Oct 2026

Higher Savings Account rates than Nainital

7 banks serving Delhi pay more. Top picks:

Private Highest Bandhan 4.85% +2.20% vs Nainital Payments Bank Fino 4.50% +1.85% vs Nainital Small Finance Jana 4.50% +1.85% vs Nainital

See every higher rate in Delhi →

Nainital Savings rate changes

Changes to Nainital's savings account rates that RateScan.in has recorded since it started tracking them on 26 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Nainital's savings account rates has been recorded since tracking started on 26 Sept 2026.

Nainital Savings: frequently asked questions

What is the highest Nainital Savings interest rate?

As of 19 Oct 2026, Nainital Bank offers up to 2.65% p.a. on its savings account (Any amount) for general customers. Rates below are as published by the bank — confirm with Nainital before investing.

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When did Nainital last change its Savings rates?

RateScan.in has recorded no change to Nainital Bank's savings account rates since it started tracking them on 26 Sept 2026.

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Is my savings account with Nainital insured?

Deposits with Nainital Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Nainital rates?

RateScan.in refreshed this dataset on 19 Oct 2026; the bank's rates shown here are effective 10 Jan 2026. Rates can change without notice, so verify on the official Nainital website before investing.

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More Nainital rates

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Good to know

Deposits with Nainital Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
Nainital is a private sector bank regulated by the RBI.
Nainital's FD table includes 2 special schemes; check eligibility and end dates.

Informational only — always confirm the current rate on the official Nainital website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

Nainital Bank Savings Account interest rates · October 2026