Mumbai DCC Savings Account Rates: up to 3.00%

Mumbai DCC's best Savings Account rate is 3.00% (Any amount), 2.00 points below the best on the market (5.00%).

Tenure	General	Senior	Applies to	Effective On	Source
Savings account	3.00%	3.00%	Any amount	4 Sept 2026	official fetched 1 Oct 2026 ✓ verified 19 Oct 2026

Higher Savings Account rates than Mumbai DCC

5 banks serving Maharashtra pay more. Top picks:

Private Highest Bandhan 4.85% +1.85% vs Mumbai DCC Payments Bank Fino 4.50% +1.50% vs Mumbai DCC Small Finance Jana 4.50% +1.50% vs Mumbai DCC

See every higher rate in Maharashtra →

Mumbai DCC Savings rate changes

Changes to Mumbai DCC's savings account rates that RateScan.in has recorded since it started tracking them on 1 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Mumbai DCC's savings account rates has been recorded since tracking started on 1 Oct 2026.

Mumbai DCC Savings: frequently asked questions

What is the highest Mumbai DCC Savings interest rate?

As of 19 Oct 2026, Mumbai District Central Co-operative Bank offers up to 3.00% p.a. on its savings account (Any amount) for general customers. Rates below are as published by the bank — confirm with Mumbai DCC before investing.

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When did Mumbai DCC last change its Savings rates?

RateScan.in has recorded no change to Mumbai District Central Co-operative Bank's savings account rates since it started tracking them on 1 Oct 2026.

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Is my savings account with Mumbai DCC insured?

Deposits with Mumbai District Central Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Mumbai DCC rates?

RateScan.in refreshed this dataset on 19 Oct 2026; the bank's rates shown here are effective 4 Sept 2026. Rates can change without notice, so verify on the official Mumbai DCC website before investing.

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More Mumbai DCC rates

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Good to know

Deposits with Mumbai District Central Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
Mumbai DCC is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Senior citizens (60+) earn up to 0.05% p.a. more than general customers at Mumbai DCC, depending on the tenure.

Informational only — always confirm the current rate on the official Mumbai DCC website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

Mumbai District Central Co-operative Bank Savings Account interest rates · October 2026