Rates verified from official source

Fino Payments Bank Savings Account interest rates · October 2026

As of 5 Oct 2026, Fino Payments Bank offers up to 4.50% p.a. on its savings account (Above Rs. 1 Lakh) for general customers. Rates below are as published by the bank — confirm with Fino before investing.

Savings Account rates

Rates for deposits below ₹3 crore · general vs senior citizen · trend over time

TenureGeneralSeniorTrendApplies toAs ofSource
Any tenure
1.50% 1.50% Up to and including Rs. 1 Lakh
1 Dec 2025
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
Any tenure
4.50% 1.50% Above Rs. 1 Lakh
1 Dec 2025
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
Source ↗

Fino Savings: frequently asked questions

What is the highest Fino Savings interest rate?

As of 5 Oct 2026, Fino Payments Bank offers up to 4.50% p.a. on its savings account (Above Rs. 1 Lakh) for general customers. Rates below are as published by the bank — confirm with Fino before investing.

Is my savings account with Fino insured?

Deposits with Fino Payments Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Fino rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Dec 2025. Rates can change without notice, so verify on the official Fino website before investing.

Good to know

Fino Payments Bank is an RBI-licensed payments bank: it offers savings accounts only — no fixed or recurring deposits — and caps balances at ₹2 lakh per customer. Deposits are insured by DICGC up to ₹5,00,000 per depositor (principal + interest).

Informational only — always confirm the current rate on the official Fino website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.