The Maharaja Co-operative Urban Bank Ltd., Visakhapatnam Savings Account interest rates · November 2026
What would I earn at Maharaja Urban Bank?
Enter a whole-rupee balance from ₹1 to ₹10 crore.
How this estimate works
Estimates use a steady balance and simple annual interest. Where the published bands give different results, we show two estimates: applying rates to each portion of the balance, and applying the selected rate to the entire balance. Confirm the method with the bank. The comparison table below uses its existing whole-balance estimate with quarterly compounding, so its figures can differ.
For insured banks, DICGC coverage for eligible deposits includes principal and accrued interest, up to ₹5 lakh across deposits held at the same bank in the same right and capacity. Deposit insurance details ↗
What if I put some in a 1-year FD?
Estimates are before tax. Check early withdrawal terms before choosing an FD.
Showing 1 of 2 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
Any tenure Below ₹1 lakh |
4.50% | 4.50% | Below ₹1 lakh | 1 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
Any tenure ₹1 lakh and above |
6.00% | 6.00% | ₹1 lakh and above | 1 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
No rates match these filters.
Compare Maharaja Urban Bank savings account returns with other banks
Choose up to five banks and compare returns at different balances.
Loading comparison…
How much should I keep accessible?
Use your usual balance to compare savings interest, or test keeping some money accessible and putting the rest in an FD.
See balance examples
Maharaja Urban Bank savings account return examples
| Balance | Rate | Interest | Per month |
|---|---|---|---|
| ₹10,000 | 4.50% | ₹458a year | ₹38a month |
| ₹50,000 | 4.50% | ₹2,288a year | ₹191a month |
| ₹1 lakh | 6.00% | ₹6,136a year | ₹511a month |
| ₹5 lakh | 6.00% | ₹30,682a year | ₹2,557a month |
| ₹10 lakh | 6.00% | ₹61,364a year | ₹5,114a month |
| ₹25 lakh | 6.00% | ₹1,53,409a year | ₹12,784a month |
Open a figure in the savings calculator. Darker shade = higher rate. These examples use the published rate on the whole balance and quarterly compounding. Some banks apply each rate only to the portion of the balance in its band. Rates as of 14 Nov 2026. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
Before you book
Maharaja Urban Bank Savings: frequently asked questions
What is the highest Maharaja Urban Bank Savings interest rate?
As of 14 Nov 2026, The Maharaja Co-operative Urban Bank Ltd., Visakhapatnam offers up to 6.00% p.a. on its savings account (₹1 lakh and above) for general customers. Rates below are as published by the bank. Confirm with Maharaja Urban Bank before investing.
When did Maharaja Urban Bank last change its Savings rates?
RateScan.in has recorded no change to The Maharaja Co-operative Urban Bank Ltd., Visakhapatnam's savings account rates since it started tracking them on 4 Nov 2026.
Does Maharaja Urban Bank pay different savings account rates by deposit size?
Yes. The Maharaja Co-operative Urban Bank Ltd., Visakhapatnam's table lists separate bands: Below ₹1 lakh; ₹1 lakh and above. Each row shows the band it applies to.
Is my savings account with Maharaja Urban Bank insured?
Deposits with The Maharaja Co-operative Urban Bank Ltd., Visakhapatnam are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Maharaja Urban Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Apr 2023. Rates can change without notice, so verify on the official Maharaja Urban Bank website before investing.
More Maharaja Urban Bank rates
Savings rates at other banks
Good to know
- Deposits with The Maharaja Co-operative Urban Bank Ltd., Visakhapatnam are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Maharaja Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Maharaja Urban Bank, depending on the tenure.
- Maharaja Urban Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Maharaja Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.