SSMS Bank, Athani Savings Account interest rates · November 2026
What would I earn at SSMS Bank?
Enter a whole-rupee balance from ₹1 to ₹10 crore.
How this estimate works
Estimates use a steady balance and simple annual interest. Where the published bands give different results, we show two estimates: applying rates to each portion of the balance, and applying the selected rate to the entire balance. Confirm the method with the bank. The comparison table below uses its existing whole-balance estimate with quarterly compounding, so its figures can differ.
For insured banks, DICGC coverage for eligible deposits includes principal and accrued interest, up to ₹5 lakh across deposits held at the same bank in the same right and capacity. Deposit insurance details ↗
What if I put some in a 1-year FD?
Estimates are before tax. Check early withdrawal terms before choosing an FD.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
Any tenure |
4.00% | 4.00% | All balances | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
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How much should I keep accessible?
Use your usual balance to compare savings interest, or test keeping some money accessible and putting the rest in an FD.
See balance examples
SSMS Bank savings account return examples
| Balance | Rate | Interest | Per month |
|---|---|---|---|
| ₹10,000 | 4.00% | ₹406a year | ₹34a month |
| ₹50,000 | 4.00% | ₹2,030a year | ₹169a month |
| ₹1 lakh | 4.00% | ₹4,060a year | ₹338a month |
| ₹5 lakh | 4.00% | ₹20,302a year | ₹1,692a month |
| ₹10 lakh | 4.00% | ₹40,604a year | ₹3,384a month |
| ₹25 lakh | 4.00% | ₹1,01,510a year | ₹8,459a month |
Open a figure in the savings calculator. Darker shade = higher rate. These examples use the published rate on the whole balance and quarterly compounding. Some banks apply each rate only to the portion of the balance in its band. Rates as of 14 Nov 2026. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
- The page prints no effective date
Before you book
SSMS Bank Savings: frequently asked questions
What is the highest SSMS Bank Savings interest rate?
As of 14 Nov 2026, SSMS Bank, Athani offers up to 4.00% p.a. on its savings account (All balances) for general customers. Rates below are as published by the bank. Confirm with SSMS Bank before investing.
When did SSMS Bank last change its Savings rates?
RateScan.in has recorded no change to SSMS Bank, Athani's savings account rates since it started tracking them on 13 Nov 2026.
Is my savings account with SSMS Bank insured?
Deposits with SSMS Bank, Athani are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these SSMS Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official SSMS Bank website before investing.
More SSMS Bank rates
Savings rates at other banks
Good to know
- Deposits with SSMS Bank, Athani are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- SSMS Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Informational only. Always confirm the current rate on the official SSMS Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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