UPGB Savings Account Rates: up to 2.50%

UPGB's best Savings Account rate is 2.50% (All balances), 2.50 points below the best on the market (5.00%).

Tenure	General	Senior	Applies to	Effective On	Source
Any tenure	2.50%	2.50%	All balances	21 Apr 2026	official fetched 18 Oct 2026 ✓ verified 19 Oct 2026

Higher Savings Account rates than UPGB

26 banks serving Uttar Pradesh pay more. Top picks:

Private Highest Bandhan 4.85% +2.35% vs UPGB Payments Bank Fino 4.50% +2.00% vs UPGB Small Finance Jana 4.50% +2.00% vs UPGB

See every higher rate in Uttar Pradesh →

UPGB Savings rate changes

Changes to UPGB's savings account rates that RateScan.in has recorded since it started tracking them on 18 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to UPGB's savings account rates has been recorded since tracking started on 18 Oct 2026.

UPGB Savings: frequently asked questions

What is the highest UPGB Savings interest rate?

As of 19 Oct 2026, Uttar Pradesh Gramin Bank offers up to 2.50% p.a. on its savings account (All balances) for general customers. Rates below are as published by the bank — confirm with UPGB before investing.

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When did UPGB last change its Savings rates?

RateScan.in has recorded no change to Uttar Pradesh Gramin Bank's savings account rates since it started tracking them on 18 Oct 2026.

Rate movements →

Is my savings account with UPGB insured?

Deposits with Uttar Pradesh Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these UPGB rates?

RateScan.in refreshed this dataset on 19 Oct 2026; the bank's rates shown here are effective 21 Apr 2026. Rates can change without notice, so verify on the official UPGB website before investing.

Rate movements →

More UPGB rates

UPGB overview UPGB Fixed Deposit rates UPGB NRE FD rates

Savings rates at other banks

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Good to know

Deposits with Uttar Pradesh Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
UPGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
Senior citizens (60+) earn up to 0.50% p.a. more than general customers at UPGB, depending on the tenure.
UPGB's FD table includes 1 special schemes; check eligibility and end dates.

Informational only — always confirm the current rate on the official UPGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

Uttar Pradesh Gramin Bank Savings Account interest rates · October 2026