Tamluk Ghatal Central Co-operative Bank Savings Account interest rates · November 2026
What would I earn at TGCCB?
Enter a whole-rupee balance from ₹1 to ₹10 crore.
How this estimate works
Estimates use a steady balance and simple annual interest. Where the published bands give different results, we show two estimates: applying rates to each portion of the balance, and applying the selected rate to the entire balance. Confirm the method with the bank. The comparison table below uses its existing whole-balance estimate with quarterly compounding, so its figures can differ.
For insured banks, DICGC coverage for eligible deposits includes principal and accrued interest, up to ₹5 lakh across deposits held at the same bank in the same right and capacity. Deposit insurance details ↗
What if I put some in a 1-year FD?
Estimates are before tax. Check early withdrawal terms before choosing an FD.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
Any tenure |
3.00% | 3.00% | All balances | 10 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
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How much should I keep accessible?
Use your usual balance to compare savings interest, or test keeping some money accessible and putting the rest in an FD.
See balance examples
TGCCB savings account return examples
| Balance | Rate | Interest | Per month |
|---|---|---|---|
| ₹10,000 | 3.00% | ₹303a year | ₹25a month |
| ₹50,000 | 3.00% | ₹1,517a year | ₹126a month |
| ₹1 lakh | 3.00% | ₹3,034a year | ₹253a month |
| ₹5 lakh | 3.00% | ₹15,170a year | ₹1,264a month |
| ₹10 lakh | 3.00% | ₹30,339a year | ₹2,528a month |
| ₹25 lakh | 3.00% | ₹75,848a year | ₹6,321a month |
Open a figure in the savings calculator. Darker shade = higher rate. These examples use the published rate on the whole balance and quarterly compounding. Some banks apply each rate only to the portion of the balance in its band. Rates as of 14 Nov 2026. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
Before you book
TGCCB Savings: frequently asked questions
What is the highest TGCCB Savings interest rate?
As of 14 Nov 2026, Tamluk Ghatal Central Co-operative Bank offers up to 3.00% p.a. on its savings account (All balances) for general customers. Rates below are as published by the bank. Confirm with TGCCB before investing.
When did TGCCB last change its Savings rates?
RateScan.in has recorded no change to Tamluk Ghatal Central Co-operative Bank's savings account rates since it started tracking them on 12 Nov 2026.
Is my savings account with TGCCB insured?
Deposits with Tamluk Ghatal Central Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these TGCCB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 10 Jan 2026. Rates can change without notice, so verify on the official TGCCB website before investing.
More TGCCB rates
Savings rates at other banks
Good to know
- Deposits with Tamluk Ghatal Central Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- TGCCB is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 1.00% p.a. more than general customers at TGCCB, depending on the tenure.
Informational only. Always confirm the current rate on the official TGCCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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