Rates verified from official source

DCB Bank Savings Account interest rates · November 2026

What would I earn at DCB?

Estimated interest in one year · before tax —  

  Savings rate source ↗

How this estimate works

Estimates use a steady balance and simple annual interest. Where the published bands give different results, we show two estimates: applying rates to each portion of the balance, and applying the selected rate to the entire balance. Confirm the method with the bank. The comparison table below uses its existing whole-balance estimate with quarterly compounding, so its figures can differ.

For insured banks, DICGC coverage for eligible deposits includes principal and accrued interest, up to ₹5 lakh across deposits held at the same bank in the same right and capacity. Deposit insurance details ↗

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Showing 1 of 9 rates.

TenureGeneralSeniorApplies toEffective OnSource
Any tenure
Balance above ₹5 lakh to ₹10 lakh
 3.75% 3.75% Balance above ₹5 lakh to ₹10 lakh
6 Mar 2026
✓ verified 13 Nov 2026
official
fetched 25 Oct 2026
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DCB savings account return examples

BalanceRateInterestPer month
₹10,000 1.50% ₹151a year ₹13a month
₹50,000 1.50% ₹754a year ₹63a month
₹1 lakh 2.25% ₹2,269a year ₹189a month
₹5 lakh 3.75% ₹19,015a year ₹1,585a month
₹10 lakh 5.75% ₹58,752a year ₹4,896a month
₹25 lakh 6.85% ₹1,75,699a year ₹14,642a month

Open a figure in the savings calculator. Darker shade = higher rate. These examples use the published rate on the whole balance and quarterly compounding. Some banks apply each rate only to the portion of the balance in its band. Rates as of 14 Nov 2026. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

  • Applies to resident, NRE and NRO savings accounts; rate applies to the incremental balance in each slab
Before you book

DCB Savings: frequently asked questions

What is the highest DCB Savings interest rate?

As of 14 Nov 2026, DCB Bank offers up to 6.85% p.a. on its savings account (Balance above ₹25 lakh to ₹50 lakh) for general customers. Rates below are as published by the bank. Confirm with DCB before investing.

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When did DCB last change its Savings rates?

RateScan.in has recorded no change to DCB Bank's savings account rates since it started tracking them on 25 Oct 2026.

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Is my savings account with DCB insured?

Deposits with DCB Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these DCB rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 6 Mar 2026. Rates can change without notice, so verify on the official DCB website before investing.

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More DCB rates

DCB overviewDCB Fixed Deposit ratesDCB Recurring Deposit ratesDCB NRE FD ratesDCB FCNR(B) rates

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Good to know

  • Deposits with DCB Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • DCB is a private sector bank regulated by the RBI.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at DCB, depending on the tenure.
official Effective 6 Mar 2026 · Ingested 25 Oct 2026 · Verified 13 Nov 2026 · View source

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