The Goa Urban Co-operative Bank Ltd. Savings Account interest rates · October 2026
Goa Urban Co-op Bank's best Savings Account rate is 2.50% (All balances), 2.50 points below the best on the market (5.00%).
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
Any tenure |
2.50% | 2.50% | All balances | 7 Jul 2025 ✓ verified 21 Oct 2026 | official fetched 21 Oct 2026 |
- Interest applied half-yearly on daily product basis
Goa Urban Co-op Bank Savings rate changes
Changes to Goa Urban Co-op Bank's savings account rates that RateScan.in has recorded since it started tracking them on 21 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Goa Urban Co-op Bank's savings account rates has been recorded since tracking started on 21 Oct 2026.
Goa Urban Co-op Bank Savings: frequently asked questions
What is the highest Goa Urban Co-op Bank Savings interest rate?
As of 21 Oct 2026, The Goa Urban Co-operative Bank Ltd. offers up to 2.50% p.a. on its savings account (All balances) for general customers. Rates below are as published by the bank — confirm with Goa Urban Co-op Bank before investing.
When did Goa Urban Co-op Bank last change its Savings rates?
RateScan.in has recorded no change to The Goa Urban Co-operative Bank Ltd.'s savings account rates since it started tracking them on 21 Oct 2026.
Is my savings account with Goa Urban Co-op Bank insured?
Deposits with The Goa Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Goa Urban Co-op Bank rates?
RateScan.in refreshed this dataset on 21 Oct 2026; the bank's rates shown here are effective 7 Jul 2025. Rates can change without notice, so verify on the official Goa Urban Co-op Bank website before investing.
More Goa Urban Co-op Bank rates
Savings rates at other banks
Higher Savings Account rates than Goa Urban Co-op Bank
11 banks serving Goa pay more. Top picks:
Good to know
- Deposits with The Goa Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Goa Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Goa Urban Co-op Bank, depending on the tenure.
- Goa Urban Co-op Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only — always confirm the current rate on the official Goa Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.