The Youth Development Co-operative Bank Ltd., Kolhapur Savings Account interest rates · November 2026
What would I earn at Youth Development Co-op Bank?
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How this estimate works
Estimates use a steady balance and simple annual interest. Where the published bands give different results, we show two estimates: applying rates to each portion of the balance, and applying the selected rate to the entire balance. Confirm the method with the bank. The comparison table below uses its existing whole-balance estimate with quarterly compounding, so its figures can differ.
For insured banks, DICGC coverage for eligible deposits includes principal and accrued interest, up to ₹5 lakh across deposits held at the same bank in the same right and capacity. Deposit insurance details ↗
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| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
Any tenure |
0.50% | 0.50% | All balances | 12 Feb 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
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See balance examples
Youth Development Co-op Bank savings account return examples
| Balance | Rate | Interest | Per month |
|---|---|---|---|
| ₹10,000 | 0.50% | ₹50a year | ₹4a month |
| ₹50,000 | 0.50% | ₹250a year | ₹21a month |
| ₹1 lakh | 0.50% | ₹501a year | ₹42a month |
| ₹5 lakh | 0.50% | ₹2,505a year | ₹209a month |
| ₹10 lakh | 0.50% | ₹5,009a year | ₹417a month |
| ₹25 lakh | 0.50% | ₹12,523a year | ₹1,044a month |
Open a figure in the savings calculator. Darker shade = higher rate. These examples use the published rate on the whole balance and quarterly compounding. Some banks apply each rate only to the portion of the balance in its band. Rates as of 14 Nov 2026. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); the savings rate (0.50%) is as printed on the picture; the bulk-deposit rows are the three lines under the table; the pigmy deposit is not ingested
Before you book
Youth Development Co-op Bank Savings: frequently asked questions
What is the highest Youth Development Co-op Bank Savings interest rate?
As of 14 Nov 2026, The Youth Development Co-operative Bank Ltd., Kolhapur offers up to 0.50% p.a. on its savings account (All balances) for general customers. Rates below are as published by the bank. Confirm with Youth Development Co-op Bank before investing.
When did Youth Development Co-op Bank last change its Savings rates?
RateScan.in has recorded no change to The Youth Development Co-operative Bank Ltd., Kolhapur's savings account rates since it started tracking them on 25 Oct 2026.
Is my savings account with Youth Development Co-op Bank insured?
Deposits with The Youth Development Co-operative Bank Ltd., Kolhapur are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Youth Development Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 12 Feb 2026. Rates can change without notice, so verify on the official Youth Development Co-op Bank website before investing.
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Good to know
- Deposits with The Youth Development Co-operative Bank Ltd., Kolhapur are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Youth Development Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Youth Development Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Youth Development Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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