Emirates NBD Bank (P.J.S.C.) (India) Savings Account interest rates · November 2026
What would I earn at Emirates NBD India?
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How this estimate works
Estimates use a steady balance and simple annual interest. Where the published bands give different results, we show two estimates: applying rates to each portion of the balance, and applying the selected rate to the entire balance. Confirm the method with the bank. The comparison table below uses its existing whole-balance estimate with quarterly compounding, so its figures can differ.
For insured banks, DICGC coverage for eligible deposits includes principal and accrued interest, up to ₹5 lakh across deposits held at the same bank in the same right and capacity. Deposit insurance details ↗
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Showing 1 of 4 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
Any tenure Below ₹1 lakh |
4.00% | 4.00% | Below ₹1 lakh | 31 Mar 2023 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
Any tenure ₹1 lakh to below ₹5 lakh |
4.25% | 4.25% | ₹1 lakh to below ₹5 lakh | 31 Mar 2023 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
Any tenure ₹5 lakh to below ₹5 crore |
5.50% | 5.50% | ₹5 lakh to below ₹5 crore | 31 Mar 2023 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
Any tenure ₹5 crore and above |
5.50% | 5.50% | ₹5 crore and above | 31 Mar 2023 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
No rates match these filters.
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See balance examples
Emirates NBD India savings account return examples
| Balance | Rate | Interest | Per month |
|---|---|---|---|
| ₹10,000 | 4.00% | ₹406a year | ₹34a month |
| ₹50,000 | 4.00% | ₹2,030a year | ₹169a month |
| ₹1 lakh | 4.25% | ₹4,318a year | ₹360a month |
| ₹5 lakh | 5.50% | ₹28,072a year | ₹2,339a month |
| ₹10 lakh | 5.50% | ₹56,145a year | ₹4,679a month |
| ₹25 lakh | 5.50% | ₹1,40,362a year | ₹11,697a month |
Open a figure in the savings calculator. Darker shade = higher rate. These examples use the published rate on the whole balance and quarterly compounding. Some banks apply each rate only to the portion of the balance in its band. Rates as of 14 Nov 2026. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
Before you book
Emirates NBD India Savings: frequently asked questions
What is the highest Emirates NBD India Savings interest rate?
As of 14 Nov 2026, Emirates NBD Bank (P.J.S.C.) (India) offers up to 5.50% p.a. on its savings account (₹5 lakh to below ₹5 crore) for general customers. Rates below are as published by the bank. Confirm with Emirates NBD India before investing.
When did Emirates NBD India last change its Savings rates?
RateScan.in has recorded no change to Emirates NBD Bank (P.J.S.C.) (India)'s savings account rates since it started tracking them on 27 Oct 2026.
Does Emirates NBD India pay different savings account rates by deposit size?
Yes. Emirates NBD Bank (P.J.S.C.) (India)'s table lists separate bands: Below ₹1 lakh; ₹1 lakh to below ₹5 lakh; ₹5 lakh to below ₹5 crore; ₹5 crore and above. Each row shows the band it applies to.
Is my savings account with Emirates NBD India insured?
Deposits with Emirates NBD Bank (P.J.S.C.) (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Emirates NBD India rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 31 Mar 2023. Rates can change without notice, so verify on the official Emirates NBD India website before investing.
More Emirates NBD India rates
Savings rates at other banks
Good to know
- Deposits with Emirates NBD Bank (P.J.S.C.) (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Emirates NBD India is a foreign bank operating in India, regulated by the RBI.
Informational only. Always confirm the current rate on the official Emirates NBD India website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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