Gujarat Mercantile Bank Savings Account Rates up to 4.00%

Tenure	General	Senior	Applies to	Effective On	Source
Any tenure	4.00%	4.00%	All balances	22 Oct 2026 ✓ verified 22 Oct 2026	official fetched 22 Oct 2026

Gujarat Mercantile Bank Savings rate changes

Changes to Gujarat Mercantile Bank's savings account rates that RateScan.in has recorded since it started tracking them on 22 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Gujarat Mercantile Bank's savings account rates has been recorded since tracking started on 22 Oct 2026.

Gujarat Mercantile Bank Savings: frequently asked questions

What is the highest Gujarat Mercantile Bank Savings interest rate?

As of 22 Oct 2026, Gujarat Mercantile Co-operative Bank Ltd. offers up to 4.00% p.a. on its savings account (All balances) for general customers. Rates below are as published by the bank — confirm with Gujarat Mercantile Bank before investing.

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When did Gujarat Mercantile Bank last change its Savings rates?

RateScan.in has recorded no change to Gujarat Mercantile Co-operative Bank Ltd.'s savings account rates since it started tracking them on 22 Oct 2026.

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Is my savings account with Gujarat Mercantile Bank insured?

Deposits with Gujarat Mercantile Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Gujarat Mercantile Bank rates?

RateScan.in refreshed this dataset on 22 Oct 2026; the bank's rates shown here are effective 22 Oct 2026. Rates can change without notice, so verify on the official Gujarat Mercantile Bank website before investing.

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More Gujarat Mercantile Bank rates

Gujarat Mercantile Bank overview Gujarat Mercantile Bank Fixed Deposit rates

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Higher Savings Account rates than Gujarat Mercantile Bank

3 banks serving Gujarat pay more. Top picks:

Private Highest Bandhan 4.85% +0.85% vs Gujarat Mercantile Bank Payments Bank Fino 4.50% +0.50% vs Gujarat Mercantile Bank Small Finance Jana 4.50% +0.50% vs Gujarat Mercantile Bank

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Good to know

Deposits with Gujarat Mercantile Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
Gujarat Mercantile Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Gujarat Mercantile Bank, depending on the tenure.

Informational only — always confirm the current rate on the official Gujarat Mercantile Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

Gujarat Mercantile Co-operative Bank Ltd. Savings Account interest rates · October 2026