Rates verified from official source

UCO Bank Savings Account interest rates · October 2026

UCO's best Savings Account rate is 2.50% (Upto ₹10 lakh), 2.50 points below the best on the market (5.00%).

Deposit amount

Showing 1 of 2 rates.

TenureGeneralSeniorApplies toEffective OnSource
Any tenure
Upto ₹10 lakh
 2.50% — Upto ₹10 lakh
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 19 Oct 2026

Higher Savings Account rates than UCO

8 nationwide banks pay more. Top picks:

Private Highest Bandhan 4.85% +2.35% vs UCO Payments Bank Fino 4.50% +2.00% vs UCO Small Finance Jana 4.50% +2.00% vs UCO

See every higher rate →

UCO Savings rate changes

Changes to UCO's savings account rates that RateScan.in has recorded since it started tracking them on 18 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to UCO's savings account rates has been recorded since tracking started on 18 Sept 2026.

UCO Savings: frequently asked questions

What is the highest UCO Savings interest rate?

As of 19 Oct 2026, UCO Bank offers up to 2.50% p.a. on its savings account (Upto ₹10 lakh) for general customers. Rates below are as published by the bank — confirm with UCO before investing.

See today's top interest rates →

When did UCO last change its Savings rates?

RateScan.in has recorded no change to UCO Bank's savings account rates since it started tracking them on 18 Sept 2026.

Rate movements →

Does UCO pay different savings account rates by deposit size?

Yes. UCO Bank's table lists separate bands: Upto ₹10 lakh; Above ₹10 lakh. Each row shows the band it applies to.

Is my savings account with UCO insured?

Deposits with UCO Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these UCO rates?

RateScan.in refreshed this dataset on 19 Oct 2026; the bank's rates shown here are effective 1 Oct 2025. Rates can change without notice, so verify on the official UCO website before investing.

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More UCO rates

UCO overviewUCO Fixed Deposit ratesUCO Recurring Deposit ratesUCO NRE FD ratesUCO FCNR(B) rates

Savings rates at other banks

ESAF Savings ratesIOB Savings ratesJana Savings ratesSurat Peoples Bank Savings ratesBandhan Savings ratesSouth Indian Savings ratesTNGB Savings ratesAPCOB Savings ratesJSKB Betul Savings ratesP&S Savings ratesBest Savings rates across all banks

Good to know

  • Deposits with UCO Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • UCO is a public sector bank, majority owned by the Government of India. Deposit insurance is still the DICGC cover above.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at UCO, depending on the tenure.
  • UCO's FD table includes 5 special schemes; check eligibility and end dates.
official Effective 1 Oct 2025 · Ingested 18 Oct 2026 · Verified 19 Oct 2026 · View source

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