IndusInd Savings Account Rates: up to 4.00%

IndusInd's best Savings Account rate is 4.00% (All balances), 1.00 points below the best on the market (5.00%).

Tenure	General	Senior	Applies to	Effective On	Source
Any tenure	4.00%	4.00%	All balances	13 Oct 2026	official fetched 19 Sept 2026 ✓ verified 19 Oct 2026

Higher Savings Account rates than IndusInd

3 nationwide banks pay more. Top picks:

Private Highest Bandhan 4.85% +0.85% vs IndusInd Payments Bank Fino 4.50% +0.50% vs IndusInd Small Finance Jana 4.50% +0.50% vs IndusInd

See every higher rate →

IndusInd Savings rate changes

Changes to IndusInd's savings account rates that RateScan.in has recorded since it started tracking them on 19 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to IndusInd's savings account rates has been recorded since tracking started on 19 Sept 2026.

IndusInd Savings: frequently asked questions

What is the highest IndusInd Savings interest rate?

As of 19 Oct 2026, IndusInd Bank offers up to 4.00% p.a. on its savings account (All balances) for general customers. Rates below are as published by the bank — confirm with IndusInd before investing.

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When did IndusInd last change its Savings rates?

RateScan.in has recorded no change to IndusInd Bank's savings account rates since it started tracking them on 19 Sept 2026.

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Is my savings account with IndusInd insured?

Deposits with IndusInd Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these IndusInd rates?

RateScan.in refreshed this dataset on 19 Oct 2026; the bank's rates shown here are effective 13 Oct 2026. Rates can change without notice, so verify on the official IndusInd website before investing.

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More IndusInd rates

IndusInd overview IndusInd Fixed Deposit rates IndusInd Recurring Deposit rates IndusInd NRE FD rates IndusInd FCNR(B) rates

Savings rates at other banks

ESAF Savings rates IOB Savings rates Jana Savings rates Surat Peoples Bank Savings rates Bandhan Savings rates South Indian Savings rates TNGB Savings rates APCOB Savings rates JSKB Betul Savings rates P&S Savings rates Best Savings rates across all banks

Good to know

Deposits with IndusInd Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
IndusInd is a private sector bank regulated by the RBI.
Senior citizens (60+) earn up to 0.75% p.a. more than general customers at IndusInd, depending on the tenure.

Informational only — always confirm the current rate on the official IndusInd website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

IndusInd Bank Savings Account interest rates · October 2026