Rates verified from official source

IDBI Bank Savings Account interest rates · October 2026

As of 5 Oct 2026, IDBI Bank offers up to 2.60% p.a. on its savings account (Above Rs.5 lakh to Rs.5 crore) for general customers. Rates below are as published by the bank — confirm with IDBI before investing.

Savings Account rates

Rates for deposits below ₹3 crore · general vs senior citizen · trend over time

TenureGeneralSeniorTrendApplies toAs ofSource
Any tenure
2.50% 2.50% Up to Rs.1 Lakh
23 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
Any tenure
2.55% 2.50% Above Rs.1 lakh to Rs.5lakh
23 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
Any tenure
2.60% 2.50% Above Rs.5 lakh to Rs.5 crore
23 Feb 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
Source ↗

IDBI Savings: frequently asked questions

What is the highest IDBI Savings interest rate?

As of 5 Oct 2026, IDBI Bank offers up to 2.60% p.a. on its savings account (Above Rs.5 lakh to Rs.5 crore) for general customers. Rates below are as published by the bank — confirm with IDBI before investing.

Is my savings account with IDBI insured?

Deposits with IDBI Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these IDBI rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 23 Feb 2026. Rates can change without notice, so verify on the official IDBI website before investing.

Good to know

Deposits with IDBI Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official IDBI website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.