Rates verified from official source

Bandhan Bank Savings Account interest rates · October 2026

As of 5 Oct 2026, Bandhan Bank offers up to 6.00% p.a. on its savings account (Balance above ₹5 crore to ₹50 crore) for general customers. Rates below are as published by the bank — confirm with Bandhan before investing.

Savings Account rates

Rates for deposits below ₹3 crore · general vs senior citizen · trend over time

TenureGeneralSeniorTrendApplies toAs ofSource
Any tenure
2.70% 2.70% Balance up to ₹1 lakh
1 Aug 2026
official
fetched 2 Oct 2026
✓ verified 5 Oct 2026
Any tenure
2.70% 2.70% Balance above ₹1 lakh to ₹5 lakh
1 Aug 2026
official
fetched 2 Oct 2026
✓ verified 5 Oct 2026
Any tenure
4.85% 2.70% Balance above ₹5 lakh to ₹10 lakh
1 Aug 2026
official
fetched 2 Oct 2026
✓ verified 5 Oct 2026
Any tenure
5.35% 2.70% Balance above ₹10 lakh to ₹50 lakh
1 Aug 2026
official
fetched 2 Oct 2026
✓ verified 5 Oct 2026
Any tenure
5.55% 2.70% Balance above ₹50 lakh to ₹5 crore
1 Aug 2026
official
fetched 2 Oct 2026
✓ verified 5 Oct 2026
Any tenure
6.00% 2.70% Balance above ₹5 crore to ₹50 crore
1 Aug 2026
official
fetched 2 Oct 2026
✓ verified 5 Oct 2026
Any tenure
6.00% 2.70% Balance above ₹50 crore to ₹250 crore
1 Aug 2026
official
fetched 2 Oct 2026
✓ verified 5 Oct 2026
Source ↗

Bandhan Savings: frequently asked questions

What is the highest Bandhan Savings interest rate?

As of 5 Oct 2026, Bandhan Bank offers up to 6.00% p.a. on its savings account (Balance above ₹5 crore to ₹50 crore) for general customers. Rates below are as published by the bank — confirm with Bandhan before investing.

Is my savings account with Bandhan insured?

Deposits with Bandhan Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Bandhan rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Aug 2026. Rates can change without notice, so verify on the official Bandhan website before investing.

Good to know

Deposits with Bandhan Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official Bandhan website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.