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Ujjivan Small Finance Bank Savings Account interest rates · November 2026

What would I earn at Ujjivan?

Estimated interest in one year · before tax —  

  Savings rate source ↗

How this estimate works

Estimates use a steady balance and simple annual interest. Where the published bands give different results, we show two estimates: applying rates to each portion of the balance, and applying the selected rate to the entire balance. Confirm the method with the bank. The comparison table below uses its existing whole-balance estimate with quarterly compounding, so its figures can differ.

For insured banks, DICGC coverage for eligible deposits includes principal and accrued interest, up to ₹5 lakh across deposits held at the same bank in the same right and capacity. Deposit insurance details ↗

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Showing 1 of 5 rates.

TenureGeneralSeniorApplies toEffective OnSource
Any tenure
Balance above ₹5 lakh to ₹25 lakh
 6.50% 6.50% Balance above ₹5 lakh to ₹25 lakh
5 Jun 2026
✓ verified 13 Nov 2026
official
fetched 25 Oct 2026
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Ujjivan savings account return examples

BalanceRateInterestPer month
₹10,000 2.50% ₹252a year ₹21a month
₹50,000 2.50% ₹1,262a year ₹105a month
₹1 lakh 2.50% ₹2,524a year ₹210a month
₹5 lakh 6.50% ₹33,301a year ₹2,775a month
₹10 lakh 6.50% ₹66,602a year ₹5,550a month
₹25 lakh 6.75% ₹1,73,070a year ₹14,423a month

Open a figure in the savings calculator. Darker shade = higher rate. These examples use the published rate on the whole balance and quarterly compounding. Some banks apply each rate only to the portion of the balance in its band. Rates as of 14 Nov 2026. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

  • Interest is calculated on the balance falling in each slab (progressive); no senior premium
Before you book

Ujjivan Savings: frequently asked questions

What is the highest Ujjivan Savings interest rate?

As of 14 Nov 2026, Ujjivan Small Finance Bank offers up to 7.15% p.a. on its savings account (Balance above ₹25 crore) for general customers. Rates below are as published by the bank. Confirm with Ujjivan before investing.

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When did Ujjivan last change its Savings rates?

RateScan.in has recorded no change to Ujjivan Small Finance Bank's savings account rates since it started tracking them on 25 Oct 2026.

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Does Ujjivan pay different savings account rates by deposit size?

Yes. Ujjivan Small Finance Bank's table lists separate bands: Balance up to ₹3 lakh; Balance above ₹3 lakh to ₹5 lakh; Balance above ₹5 lakh to ₹25 lakh; Balance above ₹25 lakh to ₹25 crore; Balance above ₹25 crore. Each row shows the band it applies to.

Is my savings account with Ujjivan insured?

Deposits with Ujjivan Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Ujjivan rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 5 Jun 2026. Rates can change without notice, so verify on the official Ujjivan website before investing.

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More Ujjivan rates

Ujjivan overviewUjjivan Fixed Deposit ratesUjjivan Recurring Deposit rates

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Good to know

  • Deposits with Ujjivan Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Ujjivan is a small finance bank licensed and regulated by the RBI.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Ujjivan, depending on the tenure.
official Effective 5 Jun 2026 · Ingested 25 Oct 2026 · Verified 13 Nov 2026 · View source

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