National Urban Co-operative Bank Ltd., Delhi Savings Account interest rates · November 2026
What would I earn at National Urban Co-op Bank Delhi?
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How this estimate works
Estimates use a steady balance and simple annual interest. Where the published bands give different results, we show two estimates: applying rates to each portion of the balance, and applying the selected rate to the entire balance. Confirm the method with the bank. The comparison table below uses its existing whole-balance estimate with quarterly compounding, so its figures can differ.
For insured banks, DICGC coverage for eligible deposits includes principal and accrued interest, up to ₹5 lakh across deposits held at the same bank in the same right and capacity. Deposit insurance details ↗
What if I put some in a 1-year FD?
Estimates are before tax. Check early withdrawal terms before choosing an FD.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
Any tenure |
2.70% | 2.70% | All balances | 11 Jul 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
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How much should I keep accessible?
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See balance examples
National Urban Co-op Bank Delhi savings account return examples
| Balance | Rate | Interest | Per month |
|---|---|---|---|
| ₹10,000 | 2.70% | ₹273a year | ₹23a month |
| ₹50,000 | 2.70% | ₹1,364a year | ₹114a month |
| ₹1 lakh | 2.70% | ₹2,727a year | ₹227a month |
| ₹5 lakh | 2.70% | ₹13,637a year | ₹1,136a month |
| ₹10 lakh | 2.70% | ₹27,275a year | ₹2,273a month |
| ₹25 lakh | 2.70% | ₹68,187a year | ₹5,682a month |
Open a figure in the savings calculator. Darker shade = higher rate. These examples use the published rate on the whole balance and quarterly compounding. Some banks apply each rate only to the portion of the balance in its band. Rates as of 14 Nov 2026. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
Before you book
National Urban Co-op Bank Delhi Savings: frequently asked questions
What is the highest National Urban Co-op Bank Delhi Savings interest rate?
As of 14 Nov 2026, National Urban Co-operative Bank Ltd., Delhi offers up to 2.70% p.a. on its savings account (All balances) for general customers. Rates below are as published by the bank. Confirm with National Urban Co-op Bank Delhi before investing.
When did National Urban Co-op Bank Delhi last change its Savings rates?
RateScan.in has recorded no change to National Urban Co-operative Bank Ltd., Delhi's savings account rates since it started tracking them on 27 Oct 2026.
Is my savings account with National Urban Co-op Bank Delhi insured?
Deposits with National Urban Co-operative Bank Ltd., Delhi are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these National Urban Co-op Bank Delhi rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 11 Jul 2025. Rates can change without notice, so verify on the official National Urban Co-op Bank Delhi website before investing.
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Good to know
- Deposits with National Urban Co-operative Bank Ltd., Delhi are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- National Urban Co-op Bank Delhi is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at National Urban Co-op Bank Delhi, depending on the tenure.
- National Urban Co-op Bank Delhi's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official National Urban Co-op Bank Delhi website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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