FD rates in Ahmedabad · November 2026

98 banks with a branch in Ahmedabad, ranked by their best fixed-deposit rate.

Banks in Ahmedabad, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	Shri Vinayak Sahakari Bank Ltd. Co-op	8.50%	366 days to 730 days	1
2	Suryoday Small Finance Bank Small Finance	8.25%	5 years	1
3	Ujjivan Small Finance Bank Small Finance	8.10%	3 year 1 day – 3 year 6 months	7
4	Utkarsh Small Finance Bank Small Finance	8.10%	666 days · 666-day Special	4
5	CSB Bank Private	8.00%	501 days · 501-day Special	7
6	ESAF Small Finance Bank Small Finance	8.00%	800 days · 800-day Special	3
7	Gujarat Mercantile Co-operative Bank Ltd. Co-op	8.00%	1 year to 2 years	2
8	Jana Small Finance Bank Small Finance	8.00%	3 years (1095 days)	12
9	The Bhuj Mercantile Co-operative Bank Ltd. Co-op	8.00%	From 1096 days to 2555 days	1
10	The Social Co-operative Bank Ltd., Ahmedabad Co-op	8.00%	36 months · 36-month deposit	1
11	The Varachha Co-operative Bank Ltd. Co-op	8.00%	3232 days · Dhanlaxmi Bachat Yojana	2
12	Unity Small Finance Bank Small Finance	8.00%	501 days · 501-day Special	8
13	DCB Bank Private	7.75%	17 months to 20 months	7
14	Equitas Small Finance Bank Small Finance	7.75%	888 days	10
15	The Banaskantha Mercantile Co-operative Bank Ltd. Co-op	7.55%	For 13 months · Special Rate	1
16	Nidhi Co-operative Bank Ltd., Ahmedabad Co-op	7.50%	37 months and Above	2
17	Post Office Savings Schemes Government Scheme	7.50%	5 years	510
18	Sarvodaya Commercial Co-operative Bank Ltd. Co-op	7.50%	Above 12 months to 24 months	4
19	The Saraspur Nagarik Co-op. Bank Ltd. Co-op	7.50%	444 days · Saras Amrut Deposit Scheme	12
20	Bandhan Bank Private	7.45%	2 years to less than 3 years	28
21	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	34
22	The Panchsheel Mercantile Co-op. Bank Ltd. Co-op	7.35%	above 12 months up to 24 months	–
23	City Union Bank Private	7.30%	556 days to 3 years	6
24	Saraswat Co-operative Bank Ltd. Co-op	7.30%	730 days	8
25	Dhanlaxmi Bank Private	7.25%	1111 days · 1111-day Special	1
26	IDFC First Bank Private	7.25%	500 days – 2 years	37
27	IndusInd Bank Private	7.25%	2 years to 3 years	50
28	Karnataka Bank Private	7.25%	15 months only	6
29	Prime Co-operative Bank Ltd. Co-op	7.25%	above 1 years to 3 years	2
30	Shamrao Vithal Co-operative Bank Ltd. Co-op	7.25%	14 months to below 16 months	2
31	Tamilnad Mercantile Bank Private	7.25%	567 days (TMB 567 Special Deposit scheme) · 567-day Special	2
32	The Co-operative Bank of Mehsana Ltd. Co-op	7.25%	36 months to 60 months	1
33	The Cosmos Co-operative Bank Ltd. Co-op	7.25%	445 days	15
34	The Karnavati Co-op Bank Ltd. Co-op	7.25%	555 DAYS (Simple Interest) · 555-day Special	7
35	Yes Bank Private	7.25%	18 months 1 day < 24 months	34
36	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	10
37	The Mansa Nagarik Sahakari Bank Ltd. Co-op	7.20%	37 months to 60 months	2
38	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	47
39	Deutsche Bank India Foreign	7.00%	> 1 yr - 1.5 yrs	2
40	NKGSB Co-operative Bank Ltd. Co-op	7.00%	15 months 01 day – less than 16 months	3
41	Rajkot District Central Co-operative Bank Co-op	7.00%	2 to 3 years	3
42	RBL Bank Private	7.00%	18 months to less than 60 months	11
43	Shri Mahila Sewa Sahakari Bank Ltd. Co-op	7.00%	Above 5 years	–
44	The Ahmedabad Mercantile Co-operative Bank Ltd. Co-op	7.00%	1 year	28
45	The Bharat Co-operative Bank (Mumbai) Ltd. Co-op	7.00%	Above 15 months to 2 years	1
46	The Chanasma Nagrik Sahakari Bank Ltd. Co-op	7.00%	37 months to 60months	2
47	The Kukarwada Nagrik Sahakari Bank Ltd. Co-op	7.00%	1 YEAR TO 2 YEAR BELOW	2
48	The Navnirman Co-operative Bank Ltd. Co-op	7.00%	13 months to 25 months	14
49	The Nutan Nagarik Sahakari Bank Ltd. Co-op	7.00%	Above 2 years to 3 years	23
50	The People's Co-operative Bank Ltd., Dholka Co-op	7.00%	366 day to 1095 day	1
51	The Sarangpur Co-operative Bank Ltd. Co-op	7.00%	1 year to 3 years	4
52	The Vijay Co-operative Bank Ltd. Co-op	7.00%	Above 12 months and up to 18 months	19
53	TJSB Sahakari Bank Ltd. Co-op	7.00%	Above 24 months to 36 months	2
54	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	7
55	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	201
56	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	84
57	Bombay Mercantile Co-operative Bank Ltd. Co-op	6.80%	2 years to less than 3 years	3
58	Federal Bank Private	6.80%	18 months	21
59	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	44
60	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	70
61	Punjab National Bank Public	6.80%	680 days	98
62	Shree Kadi Nagarik Sahakari Bank Ltd. Co-op	6.80%	Above 12 months to 24 months	10
63	South Indian Bank Private	6.80%	30 months	9
64	The United Co-operative Bank Ltd., Ahmedabad Co-op	6.80%	555 days · 555-day deposit	7
65	Ahmedabad District Central Co-operative Bank Ltd. Co-op	6.75%	1 year	–
66	Canara Bank Public	6.75%	555 days ## · Canara 555	75
67	Citizens Co-operative Bank Ltd., Rajkot Co-op	6.75%	2 year upto 5 year	1
68	Gujarat Ambuja Co-operative Bank Ltd. Co-op	6.75%	500 days · 500-day Special	3
69	Gujarat Gramin Bank Rural	6.75%	Udan for 444 days · GGB Udan 444 days	–
70	Gujarat State Co-operative Bank Ltd Co-op	6.75%	12 months (365 days)	32
71	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	32
72	Jammu & Kashmir Bank Private	6.75%	888 days · 888-day Special	2
73	Kankaria Maninagar Nagrik Sahakari Bank Ltd. Co-op	6.75%	From 2 year to 3 year	10
74	The Bavla Nagarik Sahakari Bank Ltd. Co-op	6.75%	13 months to 24 months	3
75	The Bhagyodaya Co-operative Bank Ltd. Co-op	6.75%	(4) 12 months & Above 12 months and up to 24 months	1
76	The Co-Operative Bank of Rajkot Ltd. Co-op	6.75%	above 12 months up to 24 months	4
77	The Idar Nagarik Sahakari Bank Ltd. Co-op	6.75%	25 months to 36 months	1
78	The Kalupur Commercial Co-operative Bank Ltd. Co-op	6.75%	1 year and up to 2 years	50
79	The Union Co-operative Bank Ltd. Co-op	6.75%	24 months	–
80	The Mehsana Urban Co-operative Bank Ltd. Co-op	6.70%	Above 2 years to 3 years	11
81	UCO Bank Public	6.70%	535 days · UCO 535	30
82	Bank of Maharashtra Public	6.65%	400 days · 400-day special	28
83	Axis Bank Private	6.60%	2 years < 3 years	101
84	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	145
85	ICICI Bank Private	6.60%	3 years 1 day to 5 years	150
86	Standard Chartered India Foreign	6.60%	1yr - 376days*	1
87	Abhyudaya Co-operative Bank Ltd. Co-op	6.55%	Above 24 months to 36 months	5
88	IDBI Bank Private	6.55%	1100 days · 1100-day Special	27
89	Union Bank of India Public	6.55%	555 days · 555-Day Special	87
90	DBS Bank India Foreign	6.50%	501 days to 540 days	2
91	The Kalol Nagarik Sahakari Bank Ltd. Co-op	6.50%	12 months to 23 months	2
92	The Mandal Nagrik Sahkari Bank Ltd. Co-op	6.50%	13 MONTH TO 60 MONTH	1
93	The Naroda Nagarik Co-op Bank Ltd. Co-op	6.50%	Above 25 month to 36 month	7
94	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	188
95	HSBC India Foreign	6.40%	37 months to less than 48 months	1
96	The Maninagar Co-Op. Bank Ltd. Co-op	5.50%	12 MONTHS AND UPTO 24 MONTHS	3
97	Mizuho Bank, Ltd. (India) Foreign	5.40%	Above 15 months to 18 months	1
98	Citibank N.A. (India) Foreign	2.00%	46 days to 60 days	1

State

Tenure

Deposit amount

98 banks we track have a branch in Ahmedabad. 51 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.50% at Shri Vinayak Sahakari Bank Ltd..

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Ahmedabad by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	CSB Bank	8.00%	501 days
Small Finance	Suryoday Small Finance Bank	8.25%	5 years
Rural	Gujarat Gramin Bank	6.75%	Udan for 444 days
Co-op	Gujarat State Co-operative Bank Ltd	6.75%	12 months (365 days)
Co-op	Rajkot District Central Co-operative Bank	7.00%	2 to 3 years
Co-op	Shri Vinayak Sahakari Bank Ltd.	8.50%	366 days to 730 days
Foreign	Deutsche Bank India	7.00%	> 1 yr - 1.5 yrs
Government Scheme	Post Office Savings Schemes	7.50%	5 years

Frequently Asked Questions

Which bank has the highest FD rate in Ahmedabad?

As of 14 Nov 2026, Shri Vinayak Sahakari Bank Ltd. pays the highest FD rate among banks with a branch in Ahmedabad: 8.50% a year for general depositors. Next are Suryoday at 8.25% and Ujjivan at 8.10%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Ahmedabad?

98 of the banks RateScan.in tracks have at least one branch in Ahmedabad, counted from RBI's IFSC list: 51 co-operative and regional rural banks, and 47 public, private, small finance and other banks.

Are FDs at co-operative banks in Ahmedabad safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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Banks in Ahmedabad, ranked by FD rate

Best FD rate in Ahmedabad by type of bank

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