FD rates in Panchmahal · November 2026

38 banks with a branch in Panchmahal, ranked by their best fixed-deposit rate.

Banks in Panchmahal, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#BankRateApplies toBranches here
1
Ujjivan Small Finance Bank
Small Finance
8.10% 3 year 1 day – 3 year 6 months 3
2
The Godhra Urban Co-operative Bank Ltd.
Co-op
8.01% 1826 days and above 2
3
ESAF Small Finance Bank
Small Finance
8.00% 800 days · 800-day Special 1
4
Jana Small Finance Bank
Small Finance
8.00% 3 years (1095 days) 3
5
Unity Small Finance Bank
Small Finance
8.00% 501 days · 501-day Special 1
6
Equitas Small Finance Bank
Small Finance
7.75% 888 days 1
7
The Godhra City Co-op Bank Ltd.
Co-op
7.75% 3 years 4
8
Post Office Savings Schemes
Government Scheme
7.50% 5 years 343
9
Bandhan Bank
Private
7.45% 2 years to less than 3 years 2
10
AU Small Finance Bank
Small Finance
7.40% 30 months 1 day to 36 months 16
11
IDFC First Bank
Private
7.25% 500 days – 2 years 3
12
IndusInd Bank
Private
7.25% 2 years to 3 years 2
13
Prime Co-operative Bank Ltd.
Co-op
7.25% above 1 years to 3 years 1
14
The Lunawada Nagarik Sahakari Bank Ltd.
Co-op
7.25% 1 year to 3 years 1
15
The Lunawada People's Co-op Bank Ltd.
Co-op
7.25% 1 YEAR TO UNDER 2 YEARS 2
16
Yes Bank
Private
7.25% 18 months 1 day < 24 months 1
17
The Santrampur Urban Co-op. Bank Ltd.
Co-op
7.10% 2 year up to 3 YEAR (FD ) 2
18
Central Bank of India
Public
7.00% 2222 days · Cent Green Deposit 5
19
Rajkot District Central Co-operative Bank
Co-op
7.00% 2 to 3 years 1
20
Punjab & Sind Bank
Public
6.90% 500 days · 500-Day Special 1
21
Bank of Baroda
Public
6.85% bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days 71
22
Bank of India
Public
6.85% 500 days(BOI Akshay Fixed Deposit) · 500-day Special 2
23
Federal Bank
Private
6.80% 18 months 1
24
Indian Bank
Public
6.80% IND GROW (555 days) · IND GROW 4
25
Kotak Mahindra Bank
Private
6.80% 2 years- less than 3 years 4
26
Panchmahals District Central Co-operative Bank
Co-op
6.80% 364 to 729 days 36
27
Punjab National Bank
Public
6.80% 680 days 5
28
Canara Bank
Public
6.75% 555 days ## · Canara 555 6
29
Gujarat Gramin Bank
Rural
6.75% Udan for 444 days · GGB Udan 444 days –
30
Indian Overseas Bank
Public
6.75% 444 days · 444-day Special 3
31
UCO Bank
Public
6.70% 535 days · UCO 535 1
32
Bank of Maharashtra
Public
6.65% 400 days · 400-day special 2
33
Axis Bank
Private
6.60% 2 years < 3 years 8
34
HDFC Bank
Private
6.60% 3 years 1 day to < 4 years 7 months 9
35
ICICI Bank
Private
6.60% 3 years 1 day to 5 years 4
36
IDBI Bank
Private
6.55% 1100 days · 1100-day Special 5
37
Union Bank of India
Public
6.55% 555 days · 555-Day Special 8
38
State Bank of India
Public
6.45% 444 days (Amrit Vrishti) · Amrit Vrishti 444 days 23

38 banks we track have a branch in Panchmahal. 9 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.10% at Ujjivan Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Panchmahal by type of bank

The highest rate in each group, among banks with a branch here.

Public Central Bank of India 7.00% 2222 days
Private Bandhan Bank 7.45% 2 years to less than 3 years
Small Finance Ujjivan Small Finance Bank 8.10% 3 year 1 day – 3 year 6 months
Rural Gujarat Gramin Bank 6.75% Udan for 444 days
Co-op Rajkot District Central Co-operative Bank 7.00% 2 to 3 years
Co-op The Godhra Urban Co-operative Bank Ltd. 8.01% 1826 days and above
Government Scheme Post Office Savings Schemes 7.50% 5 years

More places in Gujarat

Ahmedabad98 banks8.50%Surat76 banks8.10%Vadodara75 banks8.10%Rajkot57 banks8.10%Mehsana54 banks8.10%Gandhinagar52 banks8.10%Anand51 banks8.10%Sabarkantha48 banks8.10%Jamnagar47 banks8.10%Bhavnagar45 banks8.10%Kheda45 banks8.10%Valsad45 banks8.10%Kutch44 banks8.10%Patan40 banks8.10%Banaskantha39 banks8.00%Junagadh39 banks8.00%Bharuch38 banks8.10%Navsari38 banks8.10%Amreli29 banks7.75%Dahod29 banks8.25%

All of Gujarat · All places

Frequently Asked Questions

Which bank has the highest FD rate in Panchmahal?

As of 14 Nov 2026, Ujjivan Small Finance Bank pays the highest FD rate among banks with a branch in Panchmahal: 8.10% a year for general depositors. Next are Godhra Urban Bank at 8.01% and ESAF at 8.00%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Panchmahal?

38 of the banks RateScan.in tracks have at least one branch in Panchmahal, counted from RBI's IFSC list: 9 co-operative and regional rural banks, and 29 public, private, small finance and other banks.

Are FDs at co-operative banks in Panchmahal safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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