FD rates in Valsad · November 2026

45 banks with a branch in Valsad, ranked by their best fixed-deposit rate.

Banks in Valsad, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#BankRateApplies toBranches here
1
Ujjivan Small Finance Bank
Small Finance
8.10% 3 year 1 day – 3 year 6 months 4
2
CSB Bank
Private
8.00% 501 days · 501-day Special 2
3
Jana Small Finance Bank
Small Finance
8.00% 3 years (1095 days) 2
4
Unity Small Finance Bank
Small Finance
8.00% 501 days · 501-day Special 1
5
DCB Bank
Private
7.75% 17 months to 20 months 1
6
Equitas Small Finance Bank
Small Finance
7.75% 888 days 1
7
Post Office Savings Schemes
Government Scheme
7.50% 5 years 270
8
Sardar Bhiladwala Pardi Peoples Co-operative Bank Ltd.
Co-op
7.50% 259 DAYS · Special Deposit Scheme (simple interest) 1
9
Bandhan Bank
Private
7.45% 2 years to less than 3 years 6
10
AU Small Finance Bank
Small Finance
7.40% 30 months 1 day to 36 months 4
11
City Union Bank
Private
7.30% 556 days to 3 years 2
12
Saraswat Co-operative Bank Ltd.
Co-op
7.30% 730 days 1
13
IDFC First Bank
Private
7.25% 500 days – 2 years 3
14
IndusInd Bank
Private
7.25% 2 years to 3 years 11
15
Karnataka Bank
Private
7.25% 15 months only 1
16
Shamrao Vithal Co-operative Bank Ltd.
Co-op
7.25% 14 months to below 16 months 1
17
Tamilnad Mercantile Bank
Private
7.25% 567 days (TMB 567 Special Deposit scheme) · 567-day Special 1
18
The Cosmos Co-operative Bank Ltd.
Co-op
7.25% 445 days 1
19
The Surat Peoples Co-operative Bank Ltd.
Co-op
7.25% 555 days · 555-days Deposit Scheme 2
20
Yes Bank
Private
7.25% 18 months 1 day < 24 months 2
21
Central Bank of India
Public
7.00% 2222 days · Cent Green Deposit 5
22
RBL Bank
Private
7.00% 18 months to less than 60 months 2
23
The Bharat Co-operative Bank (Mumbai) Ltd.
Co-op
7.00% Above 15 months to 2 years 1
24
TJSB Sahakari Bank Ltd.
Co-op
7.00% Above 24 months to 36 months 1
25
Punjab & Sind Bank
Public
6.90% 500 days · 500-Day Special 2
26
Bank of Baroda
Public
6.85% bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days 55
27
Bank of India
Public
6.85% 500 days(BOI Akshay Fixed Deposit) · 500-day Special 5
28
Federal Bank
Private
6.80% 18 months 3
29
Indian Bank
Public
6.80% IND GROW (555 days) · IND GROW 4
30
Kotak Mahindra Bank
Private
6.80% 2 years- less than 3 years 6
31
Punjab National Bank
Public
6.80% 680 days 16
32
South Indian Bank
Private
6.80% 30 months 1
33
Canara Bank
Public
6.75% 555 days ## · Canara 555 12
34
Gujarat Gramin Bank
Rural
6.75% Udan for 444 days · GGB Udan 444 days –
35
Indian Overseas Bank
Public
6.75% 444 days · 444-day Special 3
36
The Mehsana Urban Co-operative Bank Ltd.
Co-op
6.70% Above 2 years to 3 years 1
37
UCO Bank
Public
6.70% 535 days · UCO 535 4
38
Bank of Maharashtra
Public
6.65% 400 days · 400-day special 4
39
Axis Bank
Private
6.60% 2 years < 3 years 23
40
HDFC Bank
Private
6.60% 3 years 1 day to < 4 years 7 months 25
41
ICICI Bank
Private
6.60% 3 years 1 day to 5 years 19
42
IDBI Bank
Private
6.55% 1100 days · 1100-day Special 4
43
Union Bank of India
Public
6.55% 555 days · 555-Day Special 12
44
DBS Bank India
Foreign
6.50% 501 days to 540 days 1
45
State Bank of India
Public
6.45% 444 days (Amrit Vrishti) · Amrit Vrishti 444 days 31

45 banks we track have a branch in Valsad. 9 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.10% at Ujjivan Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Valsad by type of bank

The highest rate in each group, among banks with a branch here.

Public Central Bank of India 7.00% 2222 days
Private CSB Bank 8.00% 501 days
Small Finance Ujjivan Small Finance Bank 8.10% 3 year 1 day – 3 year 6 months
Rural Gujarat Gramin Bank 6.75% Udan for 444 days
Co-op Sardar Bhiladwala Pardi Peoples Co-operative Bank Ltd. 7.50% 259 DAYS
Foreign DBS Bank India 6.50% 501 days to 540 days
Government Scheme Post Office Savings Schemes 7.50% 5 years

More places in Gujarat

Ahmedabad98 banks8.50%Surat76 banks8.10%Vadodara75 banks8.10%Rajkot57 banks8.10%Mehsana54 banks8.10%Gandhinagar52 banks8.10%Anand51 banks8.10%Sabarkantha48 banks8.10%Jamnagar47 banks8.10%Bhavnagar45 banks8.10%Kheda45 banks8.10%Kutch44 banks8.10%Patan40 banks8.10%Banaskantha39 banks8.00%Junagadh39 banks8.00%Bharuch38 banks8.10%Navsari38 banks8.10%Panchmahal38 banks8.10%Amreli29 banks7.75%Dahod29 banks8.25%

All of Gujarat · All places

Frequently Asked Questions

Which bank has the highest FD rate in Valsad?

As of 14 Nov 2026, Ujjivan Small Finance Bank pays the highest FD rate among banks with a branch in Valsad: 8.10% a year for general depositors. Next are CSB at 8.00% and Jana at 8.00%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Valsad?

45 of the banks RateScan.in tracks have at least one branch in Valsad, counted from RBI's IFSC list: 9 co-operative and regional rural banks, and 36 public, private, small finance and other banks.

Are FDs at co-operative banks in Valsad safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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