FD rates in Bharuch · November 2026

38 banks with a branch in Bharuch, ranked by their best fixed-deposit rate.

Banks in Bharuch, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#BankRateApplies toBranches here
1
Ujjivan Small Finance Bank
Small Finance
8.10% 3 year 1 day – 3 year 6 months 2
2
Jana Small Finance Bank
Small Finance
8.00% 3 years (1095 days) 1
3
The Bhuj Mercantile Co-operative Bank Ltd.
Co-op
8.00% From 1096 days to 2555 days 2
4
The Varachha Co-operative Bank Ltd.
Co-op
8.00% 3232 days · Dhanlaxmi Bachat Yojana 1
5
DCB Bank
Private
7.75% 17 months to 20 months 1
6
Equitas Small Finance Bank
Small Finance
7.75% 888 days 1
7
Post Office Savings Schemes
Government Scheme
7.50% 5 years 334
8
Bandhan Bank
Private
7.45% 2 years to less than 3 years 3
9
AU Small Finance Bank
Small Finance
7.40% 30 months 1 day to 36 months 4
10
City Union Bank
Private
7.30% 556 days to 3 years 1
11
IndusInd Bank
Private
7.25% 2 years to 3 years 3
12
Prime Co-operative Bank Ltd.
Co-op
7.25% above 1 years to 3 years 3
13
Shamrao Vithal Co-operative Bank Ltd.
Co-op
7.25% 14 months to below 16 months 1
14
The Cosmos Co-operative Bank Ltd.
Co-op
7.25% 445 days 1
15
Yes Bank
Private
7.25% 18 months 1 day < 24 months 2
16
Karur Vysya Bank
Private
7.20% 400 days · 400-day Special 1
17
Central Bank of India
Public
7.00% 2222 days · Cent Green Deposit 8
18
Punjab & Sind Bank
Public
6.90% 500 days · 500-Day Special 1
19
Bank of Baroda
Public
6.85% bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days 62
20
Bank of India
Public
6.85% 500 days(BOI Akshay Fixed Deposit) · 500-day Special 7
21
Federal Bank
Private
6.80% 18 months 3
22
Indian Bank
Public
6.80% IND GROW (555 days) · IND GROW 2
23
Kotak Mahindra Bank
Private
6.80% 2 years- less than 3 years 5
24
Punjab National Bank
Public
6.80% 680 days 7
25
Canara Bank
Public
6.75% 555 days ## · Canara 555 6
26
Gujarat Gramin Bank
Rural
6.75% Udan for 444 days · GGB Udan 444 days –
27
Gujarat State Co-operative Bank Ltd
Co-op
6.75% 12 months (365 days) 1
28
Indian Overseas Bank
Public
6.75% 444 days · 444-day Special 3
29
UCO Bank
Public
6.70% 535 days · UCO 535 6
30
Bank of Maharashtra
Public
6.65% 400 days · 400-day special 2
31
Axis Bank
Private
6.60% 2 years < 3 years 14
32
HDFC Bank
Private
6.60% 3 years 1 day to < 4 years 7 months 24
33
ICICI Bank
Private
6.60% 3 years 1 day to 5 years 13
34
IDBI Bank
Private
6.55% 1100 days · 1100-day Special 3
35
Union Bank of India
Public
6.55% 555 days · 555-Day Special 8
36
Broach District Central Co-operative Bank Ltd.
Co-op
6.50% 1 year and above –
37
DBS Bank India
Foreign
6.50% 501 days to 540 days 1
38
State Bank of India
Public
6.45% 444 days (Amrit Vrishti) · Amrit Vrishti 444 days 35

38 banks we track have a branch in Bharuch. 8 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.10% at Ujjivan Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Bharuch by type of bank

The highest rate in each group, among banks with a branch here.

Public Central Bank of India 7.00% 2222 days
Private DCB Bank 7.75% 17 months to 20 months
Small Finance Ujjivan Small Finance Bank 8.10% 3 year 1 day – 3 year 6 months
Rural Gujarat Gramin Bank 6.75% Udan for 444 days
Co-op Gujarat State Co-operative Bank Ltd 6.75% 12 months (365 days)
Co-op Broach District Central Co-operative Bank Ltd. 6.50% 1 year and above
Co-op The Bhuj Mercantile Co-operative Bank Ltd. 8.00% From 1096 days to 2555 days
Foreign DBS Bank India 6.50% 501 days to 540 days
Government Scheme Post Office Savings Schemes 7.50% 5 years

More places in Gujarat

Ahmedabad98 banks8.50%Surat76 banks8.10%Vadodara75 banks8.10%Rajkot57 banks8.10%Mehsana54 banks8.10%Gandhinagar52 banks8.10%Anand51 banks8.10%Sabarkantha48 banks8.10%Jamnagar47 banks8.10%Bhavnagar45 banks8.10%Kheda45 banks8.10%Valsad45 banks8.10%Kutch44 banks8.10%Patan40 banks8.10%Banaskantha39 banks8.00%Junagadh39 banks8.00%Navsari38 banks8.10%Panchmahal38 banks8.10%Amreli29 banks7.75%Dahod29 banks8.25%

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Frequently Asked Questions

Which bank has the highest FD rate in Bharuch?

As of 14 Nov 2026, Ujjivan Small Finance Bank pays the highest FD rate among banks with a branch in Bharuch: 8.10% a year for general depositors. Next are Jana at 8.00% and Bhuj Mercantile Bank at 8.00%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Bharuch?

38 of the banks RateScan.in tracks have at least one branch in Bharuch, counted from RBI's IFSC list: 8 co-operative and regional rural banks, and 30 public, private, small finance and other banks.

Are FDs at co-operative banks in Bharuch safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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