FD rates in Kheda · November 2026

45 banks with a branch in Kheda, ranked by their best fixed-deposit rate.

Banks in Kheda, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#BankRateApplies toBranches here
1
Ujjivan Small Finance Bank
Small Finance
8.10% 3 year 1 day – 3 year 6 months 4
2
Utkarsh Small Finance Bank
Small Finance
8.10% 666 days · 666-day Special 1
3
ESAF Small Finance Bank
Small Finance
8.00% 800 days · 800-day Special 1
4
Jana Small Finance Bank
Small Finance
8.00% 3 years (1095 days) 4
5
DCB Bank
Private
7.75% 17 months to 20 months 1
6
Equitas Small Finance Bank
Small Finance
7.75% 888 days 3
7
Post Office Savings Schemes
Government Scheme
7.50% 5 years 344
8
Bandhan Bank
Private
7.45% 2 years to less than 3 years 1
9
AU Small Finance Bank
Small Finance
7.40% 30 months 1 day to 36 months 7
10
City Union Bank
Private
7.30% 556 days to 3 years 1
11
IDFC First Bank
Private
7.25% 500 days – 2 years 1
12
IndusInd Bank
Private
7.25% 2 years to 3 years 5
13
Jamnagar District Central Co-operative Bank Ltd.
Co-op
7.25% 367 to 430 days 1
14
Prime Co-operative Bank Ltd.
Co-op
7.25% above 1 years to 3 years 1
15
The Cosmos Co-operative Bank Ltd.
Co-op
7.25% 445 days 1
16
The Kapdawanj People's Co-Op. Bank Ltd.
Co-op
7.25% 555 days · Dhanlaxmi Deposit –
17
The Thasra Peoples Co-op. Bank Ltd.
Co-op
7.25% Above 2 year 1
18
Yes Bank
Private
7.25% 18 months 1 day < 24 months 1
19
Central Bank of India
Public
7.00% 2222 days · Cent Green Deposit 13
20
RBL Bank
Private
7.00% 18 months to less than 60 months 1
21
The Nadiad People's Co-operative Bank Ltd.
Co-op
7.00% above 24 months 1
22
Punjab & Sind Bank
Public
6.90% 500 days · 500-Day Special 2
23
Bank of Baroda
Public
6.85% bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days 79
24
Bank of India
Public
6.85% 500 days(BOI Akshay Fixed Deposit) · 500-day Special 17
25
Federal Bank
Private
6.80% 18 months 1
26
Indian Bank
Public
6.80% IND GROW (555 days) · IND GROW 7
27
Kotak Mahindra Bank
Private
6.80% 2 years- less than 3 years 2
28
Punjab National Bank
Public
6.80% 680 days 6
29
Canara Bank
Public
6.75% 555 days ## · Canara 555 8
30
Gujarat Gramin Bank
Rural
6.75% Udan for 444 days · GGB Udan 444 days –
31
Indian Overseas Bank
Public
6.75% 444 days · 444-day Special 4
32
The Co-Operative Bank of Rajkot Ltd.
Co-op
6.75% above 12 months up to 24 months 3
33
The Umreth Urban Co-op. Bank Ltd.
Co-op
6.75% 444 days · 444-day deposit 1
34
UCO Bank
Public
6.70% 535 days · UCO 535 4
35
Bank of Maharashtra
Public
6.65% 400 days · 400-day special 2
36
Axis Bank
Private
6.60% 2 years < 3 years 10
37
Balasinor Nagarik Sahakari Bank Ltd.
Co-op
6.60% 1098 days and above 1
38
HDFC Bank
Private
6.60% 3 years 1 day to < 4 years 7 months 13
39
ICICI Bank
Private
6.60% 3 years 1 day to 5 years 12
40
IDBI Bank
Private
6.55% 1100 days · 1100-day Special 2
41
Union Bank of India
Public
6.55% 555 days · 555-Day Special 22
42
The Limbasi Urban Co-operative Bank Ltd.
Co-op
6.50% 365 days and above –
43
The Mahudha Nagrik Sahakari Bank Ltd.
Co-op
6.50% 365 days 1
44
State Bank of India
Public
6.45% 444 days (Amrit Vrishti) · Amrit Vrishti 444 days 43
45
The Uttarsanda Peoples Co-operative Bank Ltd.
Co-op
5.50% 25 months to 36 months 2

45 banks we track have a branch in Kheda. 13 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.10% at Ujjivan Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Kheda by type of bank

The highest rate in each group, among banks with a branch here.

Public Central Bank of India 7.00% 2222 days
Private DCB Bank 7.75% 17 months to 20 months
Small Finance Ujjivan Small Finance Bank 8.10% 3 year 1 day – 3 year 6 months
Rural Gujarat Gramin Bank 6.75% Udan for 444 days
Co-op Jamnagar District Central Co-operative Bank Ltd. 7.25% 367 to 430 days
Co-op Prime Co-operative Bank Ltd. 7.25% above 1 years to 3 years
Government Scheme Post Office Savings Schemes 7.50% 5 years

More places in Gujarat

Ahmedabad98 banks8.50%Surat76 banks8.10%Vadodara75 banks8.10%Rajkot57 banks8.10%Mehsana54 banks8.10%Gandhinagar52 banks8.10%Anand51 banks8.10%Sabarkantha48 banks8.10%Jamnagar47 banks8.10%Bhavnagar45 banks8.10%Valsad45 banks8.10%Kutch44 banks8.10%Patan40 banks8.10%Banaskantha39 banks8.00%Junagadh39 banks8.00%Bharuch38 banks8.10%Navsari38 banks8.10%Panchmahal38 banks8.10%Amreli29 banks7.75%Dahod29 banks8.25%

All of Gujarat · All places

Frequently Asked Questions

Which bank has the highest FD rate in Kheda?

As of 14 Nov 2026, Ujjivan Small Finance Bank pays the highest FD rate among banks with a branch in Kheda: 8.10% a year for general depositors. Next are Utkarsh at 8.10% and ESAF at 8.00%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Kheda?

45 of the banks RateScan.in tracks have at least one branch in Kheda, counted from RBI's IFSC list: 13 co-operative and regional rural banks, and 32 public, private, small finance and other banks.

Are FDs at co-operative banks in Kheda safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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