FD rates in Gandhinagar · November 2026
52 banks with a branch in Gandhinagar, ranked by their best fixed-deposit rate.
Banks in Gandhinagar, ranked by FD rate
General public · below ₹3 crore · Dataset refreshed 14 Nov 2026
| # | Bank | Rate | Applies to | Branches here |
|---|---|---|---|---|
| 1 | Ujjivan Small Finance Bank
Small Finance  |
8.10% | 3 year 1 day – 3 year 6 months | 1 |
| 2 | Utkarsh Small Finance Bank
Small Finance |
8.10% | 666 days · 666-day Special | 1 |
| 3 | CSB Bank
Private |
8.00% | 501 days · 501-day Special | 1 |
| 4 | Jana Small Finance Bank
Small Finance |
8.00% | 3 years (1095 days) | 4 |
| 5 | DCB Bank
Private |
7.75% | 17 months to 20 months | 1 |
| 6 | Equitas Small Finance Bank
Small Finance |
7.75% | 888 days | 4 |
| 7 | Post Office Savings Schemes
Government Scheme |
7.50% | 5 years | 203 |
| 8 | 7.50% | 24 months to 35 months | 1 | |
| 9 | 7.50% | 444 days · Saras Amrut Deposit Scheme | 1 | |
| 10 | Bandhan Bank
Private |
7.45% | 2 years to less than 3 years | 3 |
| 11 | AU Small Finance Bank
Small Finance |
7.40% | 30 months 1 day to 36 months | 8 |
| 12 | IDFC First Bank
Private |
7.25% | 500 days – 2 years | 6 |
| 13 | IndusInd Bank
Private |
7.25% | 2 years to 3 years | 2 |
| 14 | Tamilnad Mercantile Bank
Private |
7.25% | 567 days (TMB 567 Special Deposit scheme) · 567-day Special | 1 |
| 15 | 7.25% | 445 days | 1 | |
| 16 | 7.25% | Above 36 months to 60 months | – | |
| 17 | Yes Bank
Private |
7.25% | 18 months 1 day < 24 months | 5 |
| 18 | 7.20% | 37 months to 60 months | 5 | |
| 19 | Central Bank of India
Public |
7.00% | 2222 days · Cent Green Deposit | 13 |
| 20 | RBL Bank
Private |
7.00% | 18 months to less than 60 months | 1 |
| 21 | 7.00% | 1 year | 2 | |
| 22 | 7.00% | 1 YEAR TO 2 YEAR BELOW | 2 | |
| 23 | 7.00% | 730 days upto 1095 days | 12 | |
| 24 | 7.00% | 13 months to 25 months | 1 | |
| 25 | Punjab & Sind Bank
Public |
6.90% | 500 days · 500-Day Special | 3 |
| 26 | Bank of Baroda
Public |
6.85% | bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days | 52 |
| 27 | Bank of India
Public |
6.85% | 500 days(BOI Akshay Fixed Deposit) · 500-day Special | 19 |
| 28 | Federal Bank
Private |
6.80% | 18 months | 1 |
| 29 | Indian Bank
Public |
6.80% | IND GROW (555 days) · IND GROW | 4 |
| 30 | Kotak Mahindra Bank
Private |
6.80% | 2 years- less than 3 years | 7 |
| 31 | Punjab National Bank
Public |
6.80% | 680 days | 13 |
| 32 | 6.80% | Above 12 months to 24 months | 5 | |
| 33 | South Indian Bank
Private |
6.80% | 30 months | 1 |
| 34 | Canara Bank
Public |
6.75% | 555 days ## · Canara 555 | 15 |
| 35 | Gujarat Gramin Bank
Rural |
6.75% | Udan for 444 days · GGB Udan 444 days | – |
| 36 | 6.75% | 12 months (365 days) | 3 | |
| 37 | Indian Overseas Bank
Public |
6.75% | 444 days · 444-day Special | 11 |
| 38 | 6.75% | From 2 year to 3 year | 1 | |
| 39 | 6.75% | Above 37 months | – | |
| 40 | 6.75% | 1 year and up to 2 years | 2 | |
| 41 | 6.70% | Above 2 years to 3 years | 6 | |
| 42 | UCO Bank
Public |
6.70% | 535 days · UCO 535 | 6 |
| 43 | Bank of Maharashtra
Public |
6.65% | 400 days · 400-day special | 4 |
| 44 | Axis Bank
Private |
6.60% | 2 years < 3 years | 24 |
| 45 | HDFC Bank
Private |
6.60% | 3 years 1 day to < 4 years 7 months | 30 |
| 46 | ICICI Bank
Private |
6.60% | 3 years 1 day to 5 years | 24 |
| 47 | IDBI Bank
Private |
6.55% | 1100 days · 1100-day Special | 4 |
| 48 | Union Bank of India
Public |
6.55% | 555 days · 555-Day Special | 23 |
| 49 | DBS Bank India
Foreign |
6.50% | 501 days to 540 days | 1 |
| 50 | 6.50% | 12 months to 23 months | 6 | |
| 51 | 6.50% | Above 25 month to 36 month | 1 | |
| 52 | State Bank of India
Public |
6.45% | 444 days (Amrit Vrishti) · Amrit Vrishti 444 days | 56 |
52 banks we track have a branch in Gandhinagar. 18 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.10% at Ujjivan Small Finance Bank.
Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.
Best FD rate in Gandhinagar by type of bank
The highest rate in each group, among banks with a branch here.
| Public | Central Bank of India | 7.00% | 2222 days |
| Private | CSB Bank | 8.00% | 501 days |
| Small Finance | Ujjivan Small Finance Bank | 8.10% | 3 year 1 day – 3 year 6 months |
| Rural | Gujarat Gramin Bank | 6.75% | Udan for 444 days |
| Co-op | Gujarat State Co-operative Bank Ltd | 6.75% | 12 months (365 days) |
| Co-op | The Mehsana District Central Co-operative Bank Ltd. | 7.00% | 730 days upto 1095 days |
| Co-op | The Charada Nagrik Sahakari Bank Ltd. | 7.50% | 24 months to 35 months |
| Foreign | DBS Bank India | 6.50% | 501 days to 540 days |
| Government Scheme | Post Office Savings Schemes | 7.50% | 5 years |
More places in Gujarat
Frequently Asked Questions
Which bank has the highest FD rate in Gandhinagar?
As of 14 Nov 2026, Ujjivan Small Finance Bank pays the highest FD rate among banks with a branch in Gandhinagar: 8.10% a year for general depositors. Next are Utkarsh at 8.10% and CSB at 8.00%. Confirm the current rate with the bank before you invest.
How many banks have a branch in Gandhinagar?
52 of the banks RateScan.in tracks have at least one branch in Gandhinagar, counted from RBI's IFSC list: 18 co-operative and regional rural banks, and 34 public, private, small finance and other banks.
Are FDs at co-operative banks in Gandhinagar safe?
Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.
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