FD rates in Banaskantha · November 2026
39 banks with a branch in Banaskantha, ranked by their best fixed-deposit rate.
Banks in Banaskantha, ranked by FD rate
General public · below ₹3 crore · Dataset refreshed 14 Nov 2026
| # | Bank | Rate | Applies to | Branches here |
|---|---|---|---|---|
| 1 | 8.00% | 13 months · Dhan Varsha | 4 | |
| 2 | Jana Small Finance Bank
Small Finance  |
8.00% | 3 years (1095 days) | 1 |
| 3 | DCB Bank
Private |
7.75% | 17 months to 20 months | 1 |
| 4 | Equitas Small Finance Bank
Small Finance |
7.75% | 888 days | 1 |
| 5 | 7.55% | For 13 months · Special Rate | 7 | |
| 6 | Post Office Savings Schemes
Government Scheme |
7.50% | 5 years | 407 |
| 7 | 7.50% | Above 12 months to 24 months | 3 | |
| 8 | Bandhan Bank
Private |
7.45% | 2 years to less than 3 years | 3 |
| 9 | AU Small Finance Bank
Small Finance |
7.40% | 30 months 1 day to 36 months | 8 |
| 10 | 7.40% | 2 years to 3 years | 125 | |
| 11 | City Union Bank
Private |
7.30% | 556 days to 3 years | 1 |
| 12 | 7.25% | 37 months to 60 months | 1 | |
| 13 | IDFC First Bank
Private |
7.25% | 500 days – 2 years | 1 |
| 14 | IndusInd Bank
Private |
7.25% | 2 years to 3 years | 2 |
| 15 | Tamilnad Mercantile Bank
Private |
7.25% | 567 days (TMB 567 Special Deposit scheme) · 567-day Special | 1 |
| 16 | Yes Bank
Private |
7.25% | 18 months 1 day < 24 months | 3 |
| 17 | Central Bank of India
Public |
7.00% | 2222 days · Cent Green Deposit | 1 |
| 18 | RBL Bank
Private |
7.00% | 18 months to less than 60 months | 1 |
| 19 | Punjab & Sind Bank
Public |
6.90% | 500 days · 500-Day Special | 1 |
| 20 | Bank of Baroda
Public |
6.85% | bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days | 54 |
| 21 | Bank of India
Public |
6.85% | 500 days(BOI Akshay Fixed Deposit) · 500-day Special | 7 |
| 22 | 6.80% | 2 years to less than 3 years | 1 | |
| 23 | Federal Bank
Private |
6.80% | 18 months | 1 |
| 24 | Indian Bank
Public |
6.80% | IND GROW (555 days) · IND GROW | 2 |
| 25 | Kotak Mahindra Bank
Private |
6.80% | 2 years- less than 3 years | 3 |
| 26 | Punjab National Bank
Public |
6.80% | 680 days | 5 |
| 27 | Canara Bank
Public |
6.75% | 555 days ## · Canara 555 | 4 |
| 28 | Gujarat Gramin Bank
Rural |
6.75% | Udan for 444 days · GGB Udan 444 days | – |
| 29 | Indian Overseas Bank
Public |
6.75% | 444 days · 444-day Special | 1 |
| 30 | 6.75% | 24 MONTHS AND ABOVE UP TO 60 MONTHS | 1 | |
| 31 | 6.70% | Above 2 years to 3 years | 3 | |
| 32 | UCO Bank
Public |
6.70% | 535 days · UCO 535 | 3 |
| 33 | Bank of Maharashtra
Public |
6.65% | 400 days · 400-day special | 3 |
| 34 | Axis Bank
Private |
6.60% | 2 years < 3 years | 8 |
| 35 | HDFC Bank
Private |
6.60% | 3 years 1 day to < 4 years 7 months | 16 |
| 36 | ICICI Bank
Private |
6.60% | 3 years 1 day to 5 years | 17 |
| 37 | IDBI Bank
Private |
6.55% | 1100 days · 1100-day Special | 8 |
| 38 | Union Bank of India
Public |
6.55% | 555 days · 555-Day Special | 5 |
| 39 | State Bank of India
Public |
6.45% | 444 days (Amrit Vrishti) · Amrit Vrishti 444 days | 32 |
39 banks we track have a branch in Banaskantha. 9 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.00% at Chhapi Nagrik Sahakari Bank Ltd..
Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.
Best FD rate in Banaskantha by type of bank
The highest rate in each group, among banks with a branch here.
| Public | Central Bank of India | 7.00% | 2222 days |
| Private | DCB Bank | 7.75% | 17 months to 20 months |
| Small Finance | Jana Small Finance Bank | 8.00% | 3 years (1095 days) |
| Rural | Gujarat Gramin Bank | 6.75% | Udan for 444 days |
| Co-op | Banaskantha District Central Co-operative Bank Ltd. | 7.40% | 2 years to 3 years |
| Co-op | Chhapi Nagrik Sahakari Bank Ltd. | 8.00% | 13 months |
| Government Scheme | Post Office Savings Schemes | 7.50% | 5 years |
More places in Gujarat
Frequently Asked Questions
Which bank has the highest FD rate in Banaskantha?
As of 14 Nov 2026, Chhapi Nagrik Sahakari Bank Ltd. pays the highest FD rate among banks with a branch in Banaskantha: 8.00% a year for general depositors. Next are Jana at 8.00% and DCB at 7.75%. Confirm the current rate with the bank before you invest.
How many banks have a branch in Banaskantha?
39 of the banks RateScan.in tracks have at least one branch in Banaskantha, counted from RBI's IFSC list: 9 co-operative and regional rural banks, and 30 public, private, small finance and other banks.
Are FDs at co-operative banks in Banaskantha safe?
Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.
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