FD rates in Rajkot · November 2026

Q: Which bank has the highest FD rate in Rajkot?

As of 14 Nov 2026, Ujjivan Small Finance Bank pays the highest FD rate among banks with a branch in Rajkot: 8.10% a year for general depositors. Next are Utkarsh at 8.10% and CSB at 8.00%. Confirm the current rate with the bank before you invest.

Q: How many banks have a branch in Rajkot?

57 of the banks RateScan.in tracks have at least one branch in Rajkot, counted from RBI's IFSC list: 18 co-operative and regional rural banks, and 39 public, private, small finance and other banks.

Q: Are FDs at co-operative banks in Rajkot safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

57 banks with a branch in Rajkot, ranked by their best fixed-deposit rate.

Banks in Rajkot, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	Ujjivan Small Finance Bank Small Finance	8.10%	3 year 1 day – 3 year 6 months	4
2	Utkarsh Small Finance Bank Small Finance	8.10%	666 days · 666-day Special	2
3	CSB Bank Private	8.00%	501 days · 501-day Special	1
4	Gondal Nagarik Sahakari Bank Ltd. Co-op	8.00%	365 DAYS TO 36 MONTH	9
5	Jana Small Finance Bank Small Finance	8.00%	3 years (1095 days)	4
6	The Varachha Co-operative Bank Ltd. Co-op	8.00%	3232 days · Dhanlaxmi Bachat Yojana	1
7	Unity Small Finance Bank Small Finance	8.00%	501 days · 501-day Special	2
8	DCB Bank Private	7.75%	17 months to 20 months	3
9	Equitas Small Finance Bank Small Finance	7.75%	888 days	4
10	Shree Dharati Co-operative Bank Ltd., Rajkot Co-op	7.60%	37 months	5
11	Jivan Commercial Co-operative Bank Ltd. Co-op	7.50%	Above 12 months to 24 months	5
12	Post Office Savings Schemes Government Scheme	7.50%	5 years	491
13	The Rajkot Peoples Co-operative Bank Ltd. Co-op	7.50%	37 months to 60 months	1
14	Bandhan Bank Private	7.45%	2 years to less than 3 years	6
15	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	7
16	City Union Bank Private	7.30%	556 days to 3 years	3
17	IDFC First Bank Private	7.25%	500 days – 2 years	10
18	IndusInd Bank Private	7.25%	2 years to 3 years	13
19	Karnataka Bank Private	7.25%	15 months only	1
20	Shamrao Vithal Co-operative Bank Ltd. Co-op	7.25%	14 months to below 16 months	1
21	Tamilnad Mercantile Bank Private	7.25%	567 days (TMB 567 Special Deposit scheme) · 567-day Special	3
22	The Cosmos Co-operative Bank Ltd. Co-op	7.25%	445 days	3
23	The Veraval Mercantile Co-operative Bank Ltd. Co-op	7.25%	03 years to 05 years	2
24	Yes Bank Private	7.25%	18 months 1 day < 24 months	13
25	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	1
26	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	26
27	Rajkot District Central Co-operative Bank Co-op	7.00%	2 to 3 years	183
28	Rajkot Nagarik Sahakari Bank Ltd. Co-op	7.00%	Above 3 years to 5 years	–
29	RBL Bank Private	7.00%	18 months to less than 60 months	5
30	Shree Parswanath Co-operative Bank Ltd. Co-op	7.00%	3 year	–
31	TJSB Sahakari Bank Ltd. Co-op	7.00%	Above 24 months to 36 months	2
32	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	4
33	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	103
34	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	34
35	Federal Bank Private	6.80%	18 months	14
36	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	11
37	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	32
38	Punjab National Bank Public	6.80%	680 days	30
39	South Indian Bank Private	6.80%	30 months	3
40	Canara Bank Public	6.75%	555 days ## · Canara 555	22
41	Citizens Co-operative Bank Ltd., Rajkot Co-op	6.75%	2 year upto 5 year	6
42	Gujarat Gramin Bank Rural	6.75%	Udan for 444 days · GGB Udan 444 days	–
43	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	18
44	The Co-Operative Bank of Rajkot Ltd. Co-op	6.75%	above 12 months up to 24 months	18
45	The Kalupur Commercial Co-operative Bank Ltd. Co-op	6.75%	1 year and up to 2 years	1
46	The Mehsana Urban Co-operative Bank Ltd. Co-op	6.70%	Above 2 years to 3 years	1
47	UCO Bank Public	6.70%	535 days · UCO 535	11
48	Bank of Maharashtra Public	6.65%	400 days · 400-day special	11
49	Axis Bank Private	6.60%	2 years < 3 years	42
50	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	59
51	ICICI Bank Private	6.60%	3 years 1 day to 5 years	48
52	Standard Chartered India Foreign	6.60%	1yr - 376days*	1
53	IDBI Bank Private	6.55%	1100 days · 1100-day Special	9
54	Union Bank of India Public	6.55%	555 days · 555-Day Special	37
55	DBS Bank India Foreign	6.50%	501 days to 540 days	2
56	The Rajkot Commercial Co-Operative Bank Ltd. Co-op	6.50%	25 months to 36 months	1
57	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	111

State

Tenure

Deposit amount

57 banks we track have a branch in Rajkot. 18 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.10% at Ujjivan Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Rajkot by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	CSB Bank	8.00%	501 days
Small Finance	Ujjivan Small Finance Bank	8.10%	3 year 1 day – 3 year 6 months
Rural	Gujarat Gramin Bank	6.75%	Udan for 444 days
Co-op	Rajkot District Central Co-operative Bank	7.00%	2 to 3 years
Co-op	Gondal Nagarik Sahakari Bank Ltd.	8.00%	365 DAYS TO 36 MONTH
Foreign	Standard Chartered India	6.60%	1yr - 376days*
Government Scheme	Post Office Savings Schemes	7.50%	5 years

Frequently Asked Questions

Which bank has the highest FD rate in Rajkot?

As of 14 Nov 2026, Ujjivan Small Finance Bank pays the highest FD rate among banks with a branch in Rajkot: 8.10% a year for general depositors. Next are Utkarsh at 8.10% and CSB at 8.00%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Rajkot?

57 of the banks RateScan.in tracks have at least one branch in Rajkot, counted from RBI's IFSC list: 18 co-operative and regional rural banks, and 39 public, private, small finance and other banks.

Are FDs at co-operative banks in Rajkot safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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Banks in Rajkot, ranked by FD rate

Best FD rate in Rajkot by type of bank

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