FD rates in Junagadh · November 2026

39 banks with a branch in Junagadh, ranked by their best fixed-deposit rate.

Banks in Junagadh, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#BankRateApplies toBranches here
1
Jana Small Finance Bank
Small Finance
8.00% 3 years (1095 days) 1
2
Equitas Small Finance Bank
Small Finance
7.75% 888 days 1
3
Post Office Savings Schemes
Government Scheme
7.50% 5 years 451
4
The Kodinar Nagrik Sahakari Bank Ltd.
Co-op
7.50% above 3 years 3
5
Bandhan Bank
Private
7.45% 2 years to less than 3 years 2
6
AU Small Finance Bank
Small Finance
7.40% 30 months 1 day to 36 months 3
7
City Union Bank
Private
7.30% 556 days to 3 years 1
8
IDFC First Bank
Private
7.25% 500 days – 2 years 3
9
IndusInd Bank
Private
7.25% 2 years to 3 years 3
10
The Veraval Mercantile Co-operative Bank Ltd.
Co-op
7.25% 03 years to 05 years 8
11
Yes Bank
Private
7.25% 18 months 1 day < 24 months 2
12
The Junagadh Commercial Co-op Bank Ltd.
Co-op
7.20% Above 24 months to 36 months –
13
The Veraval People's Co-op. Bank Ltd.
Co-op
7.10% 3 year to 5 years 9
14
The Kodinar Taluka Co-operative Banking Union Ltd.
Co-op
7.05% More than 2 years –
15
Central Bank of India
Public
7.00% 2222 days · Cent Green Deposit 13
16
Rajkot District Central Co-operative Bank
Co-op
7.00% 2 to 3 years 1
17
RBL Bank
Private
7.00% 18 months to less than 60 months 1
18
The Una Peoples Co-operative Bank Ltd.
Co-op
7.00% 25 months · Special offer (25 months) 3
19
Punjab & Sind Bank
Public
6.90% 500 days · 500-Day Special 2
20
Bank of Baroda
Public
6.85% bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days 60
21
Bank of India
Public
6.85% 500 days(BOI Akshay Fixed Deposit) · 500-day Special 14
22
Federal Bank
Private
6.80% 18 months 1
23
Indian Bank
Public
6.80% IND GROW (555 days) · IND GROW 4
24
Kotak Mahindra Bank
Private
6.80% 2 years- less than 3 years 4
25
Punjab National Bank
Public
6.80% 680 days 6
26
Canara Bank
Public
6.75% 555 days ## · Canara 555 7
27
Gujarat Gramin Bank
Rural
6.75% Udan for 444 days · GGB Udan 444 days –
28
Gujarat State Co-operative Bank Ltd
Co-op
6.75% 12 months (365 days) 1
29
Indian Overseas Bank
Public
6.75% 444 days · 444-day Special 2
30
The Co-Operative Bank of Rajkot Ltd.
Co-op
6.75% above 12 months up to 24 months 2
31
The Junagadh Jilla Sahakari Bank Ltd.
Co-op
6.75% 1 year to less than 2 years –
32
UCO Bank
Public
6.70% 535 days · UCO 535 5
33
Bank of Maharashtra
Public
6.65% 400 days · 400-day special 3
34
Axis Bank
Private
6.60% 2 years < 3 years 18
35
HDFC Bank
Private
6.60% 3 years 1 day to < 4 years 7 months 19
36
ICICI Bank
Private
6.60% 3 years 1 day to 5 years 16
37
IDBI Bank
Private
6.55% 1100 days · 1100-day Special 2
38
Union Bank of India
Public
6.55% 555 days · 555-Day Special 15
39
State Bank of India
Public
6.45% 444 days (Amrit Vrishti) · Amrit Vrishti 444 days 96

39 banks we track have a branch in Junagadh. 11 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.00% at Jana Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Junagadh by type of bank

The highest rate in each group, among banks with a branch here.

Public Central Bank of India 7.00% 2222 days
Private Bandhan Bank 7.45% 2 years to less than 3 years
Small Finance Jana Small Finance Bank 8.00% 3 years (1095 days)
Rural Gujarat Gramin Bank 6.75% Udan for 444 days
Co-op Gujarat State Co-operative Bank Ltd 6.75% 12 months (365 days)
Co-op Rajkot District Central Co-operative Bank 7.00% 2 to 3 years
Co-op The Kodinar Nagrik Sahakari Bank Ltd. 7.50% above 3 years
Government Scheme Post Office Savings Schemes 7.50% 5 years

More places in Gujarat

Ahmedabad98 banks8.50%Surat76 banks8.10%Vadodara75 banks8.10%Rajkot57 banks8.10%Mehsana54 banks8.10%Gandhinagar52 banks8.10%Anand51 banks8.10%Sabarkantha48 banks8.10%Jamnagar47 banks8.10%Bhavnagar45 banks8.10%Kheda45 banks8.10%Valsad45 banks8.10%Kutch44 banks8.10%Patan40 banks8.10%Banaskantha39 banks8.00%Bharuch38 banks8.10%Navsari38 banks8.10%Panchmahal38 banks8.10%Amreli29 banks7.75%Dahod29 banks8.25%

All of Gujarat · All places

Frequently Asked Questions

Which bank has the highest FD rate in Junagadh?

As of 14 Nov 2026, Jana Small Finance Bank pays the highest FD rate among banks with a branch in Junagadh: 8.00% a year for general depositors. Next are Equitas at 7.75% and POSS at 7.50%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Junagadh?

39 of the banks RateScan.in tracks have at least one branch in Junagadh, counted from RBI's IFSC list: 11 co-operative and regional rural banks, and 28 public, private, small finance and other banks.

Are FDs at co-operative banks in Junagadh safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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