FD rates in Madhya Pradesh · November 2026

Q: Which bank has the highest FD rate in Madhya Pradesh?

As of 14 Nov 2026, Suryoday Small Finance Bank pays the highest FD rate among banks with a branch in Madhya Pradesh: 8.25% a year for general depositors. Next are Ujjivan at 8.10% and Utkarsh at 8.10%. Confirm the current rate with the bank before you invest.

Q: How many banks have a branch in Madhya Pradesh?

100 of the banks RateScan.in tracks have at least one branch in Madhya Pradesh, counted from RBI's IFSC list: 55 co-operative and regional rural banks, and 45 public, private, small finance and other banks.

Q: Are FDs at co-operative banks in Madhya Pradesh safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

100 banks with a branch in Madhya Pradesh, ranked by their best fixed-deposit rate.

Banks in Madhya Pradesh, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	Suryoday Small Finance Bank Small Finance	8.25%	5 years	1
2	Ujjivan Small Finance Bank Small Finance	8.10%	3 year 1 day – 3 year 6 months	15
3	Utkarsh Small Finance Bank Small Finance	8.10%	666 days · 666-day Special	55
4	Jilla Sahakari Kendriya Bank Maryadit, Dewas Co-op	8.05%	3 years and above	–
5	Jilla Sahakari Kendriya Bank Maryadit, Jhabua Co-op	8.05%	3 years and above	–
6	CSB Bank Private	8.00%	501 days · 501-day Special	11
7	ESAF Small Finance Bank Small Finance	8.00%	800 days · 800-day Special	72
8	Jana Small Finance Bank Small Finance	8.00%	3 years (1095 days)	64
9	Shivalik Small Finance Bank Small Finance	8.00%	23 months 1 day to 27 months	6
10	Unity Small Finance Bank Small Finance	8.00%	501 days · 501-day Special	6
11	DCB Bank Private	7.75%	17 months to 20 months	35
12	Equitas Small Finance Bank Small Finance	7.75%	888 days	60
13	Jilla Sahakari Kendriya Bank Maryadit, Betul Co-op	7.75%	Above 5 years	14
14	Transport Co-operative Bank Ltd., Indore Co-op	7.75%	1 year to less than 2 years	2
15	Samata Sahakari Bank Maryadit, Dewas Co-op	7.60%	12 months to less than 24 months	–
16	Jilla Sahakari Kendriya Bank Maryadit, Morena Co-op	7.50%	1 year to less than 3 years	18
17	Post Office Savings Schemes Government Scheme	7.50%	5 years	8324
18	Smriti Nagrik Sahakari Bank Maryadit Co-op	7.50%	24 months to 60 months	15
19	The Nagpur Nagarik Sahakari Bank Ltd. Co-op	7.50%	60 months (Kamdhenu) · Kamdhenu Deposit Scheme (Tax Saving u/s 80C)	4
20	Bandhan Bank Private	7.45%	2 years to less than 3 years	101
21	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	165
22	Jilla Sahakari Kendriya Bank Maryadit, Chhindwara Co-op	7.40%	3 years to 10 years	–
23	Jilla Sahakari Kendriya Bank Maryadit, Mandsaur Co-op	7.40%	400 days	35
24	Mahanagar Nagrik Sahakari Bank Maryadit Co-op	7.35%	above 5 years	3
25	City Union Bank Private	7.30%	556 days to 3 years	13
26	Jila Sahakari Kendriya Bank Maryadit, Guna Co-op	7.30%	Above 1 year to 2 years	–
27	Saraswat Co-operative Bank Ltd. Co-op	7.30%	730 days	3
28	Dhanlaxmi Bank Private	7.25%	1111 days · 1111-day Special	1
29	IDFC First Bank Private	7.25%	500 days – 2 years	75
30	IndusInd Bank Private	7.25%	2 years to 3 years	103
31	Jila Sahakari Kendriya Bank Maryadit, Ratlam Co-op	7.25%	1 year to less than 2 years	–
32	Jilla Sahakari Kendriya Bank Maryadit, Chhatarpur Co-op	7.25%	Above 5 years	–
33	Jilla Sahakari Kendriya Bank Maryadit, Sagar Co-op	7.25%	1 year to less than 3 years	–
34	Jilla Sahakari Kendriya Bank Maryadit, Vidisha Co-op	7.25%	More than 1 to 5 years	21
35	Karnataka Bank Private	7.25%	15 months only	7
36	Sadguru Nagari Sahakari Bank Maryadit, Bhopal Co-op	7.25%	1 years to less than 02 years	–
37	Shamrao Vithal Co-operative Bank Ltd. Co-op	7.25%	14 months to below 16 months	3
38	Tamilnad Mercantile Bank Private	7.25%	567 days (TMB 567 Special Deposit scheme) · 567-day Special	3
39	The Cosmos Co-operative Bank Ltd. Co-op	7.25%	445 days	2
40	Vyaparik Audhyogik Sahakari Bank Maryadit, Indore Co-op	7.25%	1 years to less than 2 years	2
41	Yes Bank Private	7.25%	18 months 1 day < 24 months	81
42	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	4
43	Dombivli Nagari Sahakari Bank Ltd. Co-op	7.10%	Above 2 years to 3 years	2
44	Jilla Sahakari Kendriya Bank Maryadit, Damoh Co-op	7.10%	5 years and above	–
45	Jilla Sahakari Kendriya Bank Maryadit, Satna Co-op	7.10%	2 years to less than 3 years	–
46	Jilla Sahakari Kendriya Bank Maryadit, Sehore Co-op	7.05%	400 days (special)	–
47	Arihant Urban Co-operative Bank Maryadit, Indore Co-op	7.00%	3 year and above	3
48	Basoda Nagrik Sahakari Bank Maryadit Co-op	7.00%	18 month	2
49	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	475
50	Jilla Sahakari Kendriya Bank Maryadit, Jabalpur Co-op	7.00%	1 year to less than 3 years	–
51	Nagrik Sahakari Bank Maryadit, Vidisha Co-op	7.00%	5 year & Above	1
52	NKGSB Co-operative Bank Ltd. Co-op	7.00%	15 months 01 day – less than 16 months	1
53	RBL Bank Private	7.00%	18 months to less than 60 months	22
54	Sanawad Nagrik Sahakari Bank Maryadit Co-op	7.00%	Above 2 years	1
55	Sardar Singh Nagrik Sahakari Bank Maryadit, Tikamgarh Co-op	7.00%	1 year to less than 2 year	1
56	The Nagarik Sahakari Bank Maryadit, Jhabua Co-op	7.00%	Above 3 years	1
57	TJSB Sahakari Bank Ltd. Co-op	7.00%	Above 24 months to 36 months	2
58	Ujjain Nagarik Sahakari Bank Maryadit Co-op	7.00%	3 years and above	3
59	Vyavasayik Evam Audhyogik Sahakari Bank Maryadit, Morena Co-op	7.00%	365 days to 1094 days	1
60	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	60
61	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	363
62	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	478
63	Betul Nagrik Sahakari Bank Maryadit Co-op	6.85%	1 years to 499 days	–
64	Bombay Mercantile Co-operative Bank Ltd. Co-op	6.80%	2 years to less than 3 years	1
65	Federal Bank Private	6.80%	18 months	18
66	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	231
67	Jila Sahakari Kendriya Bank Maryadit, Shahdol Co-op	6.80%	1 year to less than 3 years	–
68	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	78
69	Nagarik Sahakari Bank Maryadit, Gwalior Co-op	6.80%	1111 days · 1111-day deposit	–
70	Punjab National Bank Public	6.80%	680 days	436
71	South Indian Bank Private	6.80%	30 months	4
72	Canara Bank Public	6.75%	555 days ## · Canara 555	382
73	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	67
74	Jammu & Kashmir Bank Private	6.75%	888 days · 888-day Special	2
75	Jilla Sahakari Kendriya Bank Maryadit, Raisen Co-op	6.75%	1 to 2 years	–
76	Madhya Pradesh Rajya Sahakari Bank Maryadit Co-op	6.75%	1 year to less than 3 years	–
77	The Akola Janata Commercial Co-operative Bank Ltd. Co-op	6.75%	Above 5 years to 10 years	2
78	Indore Paraspar Sahakari Bank Ltd. Co-op	6.70%	365 days to less than 2 years	–
79	UCO Bank Public	6.70%	535 days · UCO 535	185
80	Bank of Maharashtra Public	6.65%	400 days · 400-day special	202
81	Bhind Nagrik Sahakari Bank Maryadit Co-op	6.65%	732 days · 732-day deposit	–
82	Madhya Pradesh Gramin Bank Rural	6.65%	451 days · MPGB 451 days	1304
83	Axis Bank Private	6.60%	2 years < 3 years	279
84	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	447
85	ICICI Bank Private	6.60%	3 years 1 day to 5 years	359
86	Standard Chartered India Foreign	6.60%	1yr - 376days*	3
87	IDBI Bank Private	6.55%	1100 days · 1100-day Special	135
88	The Akola Urban Co-operative Bank Ltd. Co-op	6.55%	1 year to less than 3 year	4
89	Union Bank of India Public	6.55%	555 days · 555-Day Special	393
90	DBS Bank India Foreign	6.50%	501 days to 540 days	4
91	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	1238
92	HSBC India Foreign	6.40%	37 months to less than 48 months	1
93	Guna Nagarik Sahakari Bank Maryadit, Guna Co-op	6.25%	12 months to 18 months	1
94	The Indore Cloth Market Co-operative Bank Ltd. Co-op	6.25%	Above 1 year to 2 years	–
95	Vikramaditya Nagrik Sahakari Bank Maryadit, Ujjain Co-op	6.20%	2 years to less than 3 years	1
96	Jila Sahakari Kendriya Bank Maryadit, Tikamgarh Co-op	6.15%	Above 2 years to less than 3 years	–
97	Jila Sahakari Kendriya Bank Maryadit, Sidhi Co-op	6.00%	1 year to less than 2 years	–
98	Krishna Mercantile Co-operative Bank Maryadit Co-op	6.00%	Above 2 years upto 3 years	–
99	Shramik Nagrik Sahakari Bank Maryadit, Indore Co-op	6.00%	More than 5 years	2
100	Paraspar Sahayak Co-operative Bank Ltd., Indore Co-op	5.10%	above 36 months	3

State

Tenure

Deposit amount

100 banks we track have a branch in Madhya Pradesh. 55 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.25% at Suryoday Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Madhya Pradesh by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	CSB Bank	8.00%	501 days
Small Finance	Suryoday Small Finance Bank	8.25%	5 years
Rural	Madhya Pradesh Gramin Bank	6.65%	451 days
Co-op	Madhya Pradesh Rajya Sahakari Bank Maryadit	6.75%	1 year to less than 3 years
Co-op	Jilla Sahakari Kendriya Bank Maryadit, Dewas	8.05%	3 years and above
Co-op	Transport Co-operative Bank Ltd., Indore	7.75%	1 year to less than 2 years
Foreign	Standard Chartered India	6.60%	1yr - 376days*
Government Scheme	Post Office Savings Schemes	7.50%	5 years

FD rates in the districts of Madhya Pradesh

Indore62 banks8.25%Bhopal50 banks8.10%Ujjain41 banks8.10%

All places

Frequently Asked Questions

Which bank has the highest FD rate in Madhya Pradesh?

As of 14 Nov 2026, Suryoday Small Finance Bank pays the highest FD rate among banks with a branch in Madhya Pradesh: 8.25% a year for general depositors. Next are Ujjivan at 8.10% and Utkarsh at 8.10%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Madhya Pradesh?

100 of the banks RateScan.in tracks have at least one branch in Madhya Pradesh, counted from RBI's IFSC list: 55 co-operative and regional rural banks, and 45 public, private, small finance and other banks.

Are FDs at co-operative banks in Madhya Pradesh safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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