FD rates in Ujjain · November 2026

Q: Which bank has the highest FD rate in Ujjain?

As of 14 Nov 2026, Ujjivan Small Finance Bank pays the highest FD rate among banks with a branch in Ujjain: 8.10% a year for general depositors. Next are Utkarsh at 8.10% and CSB at 8.00%. Confirm the current rate with the bank before you invest.

Q: How many banks have a branch in Ujjain?

41 of the banks RateScan.in tracks have at least one branch in Ujjain, counted from RBI's IFSC list: 5 co-operative and regional rural banks, and 36 public, private, small finance and other banks.

Q: Are FDs at co-operative banks in Ujjain safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

41 banks with a branch in Ujjain, ranked by their best fixed-deposit rate.

Banks in Ujjain, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	Ujjivan Small Finance Bank Small Finance	8.10%	3 year 1 day – 3 year 6 months	2
2	Utkarsh Small Finance Bank Small Finance	8.10%	666 days · 666-day Special	1
3	CSB Bank Private	8.00%	501 days · 501-day Special	1
4	ESAF Small Finance Bank Small Finance	8.00%	800 days · 800-day Special	2
5	Jana Small Finance Bank Small Finance	8.00%	3 years (1095 days)	8
6	Shivalik Small Finance Bank Small Finance	8.00%	23 months 1 day to 27 months	1
7	DCB Bank Private	7.75%	17 months to 20 months	3
8	Equitas Small Finance Bank Small Finance	7.75%	888 days	1
9	Post Office Savings Schemes Government Scheme	7.50%	5 years	191
10	Bandhan Bank Private	7.45%	2 years to less than 3 years	3
11	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	4
12	City Union Bank Private	7.30%	556 days to 3 years	1
13	IDFC First Bank Private	7.25%	500 days – 2 years	4
14	IndusInd Bank Private	7.25%	2 years to 3 years	4
15	Karnataka Bank Private	7.25%	15 months only	1
16	Yes Bank Private	7.25%	18 months 1 day < 24 months	7
17	Dombivli Nagari Sahakari Bank Ltd. Co-op	7.10%	Above 2 years to 3 years	1
18	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	5
19	RBL Bank Private	7.00%	18 months to less than 60 months	2
20	TJSB Sahakari Bank Ltd. Co-op	7.00%	Above 24 months to 36 months	1
21	Ujjain Nagarik Sahakari Bank Maryadit Co-op	7.00%	3 years and above	3
22	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	2
23	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	12
24	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	37
25	Federal Bank Private	6.80%	18 months	2
26	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	3
27	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	2
28	Punjab National Bank Public	6.80%	680 days	18
29	South Indian Bank Private	6.80%	30 months	1
30	Canara Bank Public	6.75%	555 days ## · Canara 555	8
31	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	3
32	UCO Bank Public	6.70%	535 days · UCO 535	15
33	Bank of Maharashtra Public	6.65%	400 days · 400-day special	2
34	Madhya Pradesh Gramin Bank Rural	6.65%	451 days · MPGB 451 days	38
35	Axis Bank Private	6.60%	2 years < 3 years	10
36	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	12
37	ICICI Bank Private	6.60%	3 years 1 day to 5 years	13
38	IDBI Bank Private	6.55%	1100 days · 1100-day Special	5
39	Union Bank of India Public	6.55%	555 days · 555-Day Special	6
40	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	35
41	Vikramaditya Nagrik Sahakari Bank Maryadit, Ujjain Co-op	6.20%	2 years to less than 3 years	1

State

Tenure

Deposit amount

41 banks we track have a branch in Ujjain. 5 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.10% at Ujjivan Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Ujjain by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	CSB Bank	8.00%	501 days
Small Finance	Ujjivan Small Finance Bank	8.10%	3 year 1 day – 3 year 6 months
Rural	Madhya Pradesh Gramin Bank	6.65%	451 days
Co-op	Dombivli Nagari Sahakari Bank Ltd.	7.10%	Above 2 years to 3 years
Government Scheme	Post Office Savings Schemes	7.50%	5 years

More places in Madhya Pradesh

Indore62 banks8.25%Bhopal50 banks8.10%

All of Madhya Pradesh · All places

Frequently Asked Questions

Which bank has the highest FD rate in Ujjain?

As of 14 Nov 2026, Ujjivan Small Finance Bank pays the highest FD rate among banks with a branch in Ujjain: 8.10% a year for general depositors. Next are Utkarsh at 8.10% and CSB at 8.00%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Ujjain?

41 of the banks RateScan.in tracks have at least one branch in Ujjain, counted from RBI's IFSC list: 5 co-operative and regional rural banks, and 36 public, private, small finance and other banks.

Are FDs at co-operative banks in Ujjain safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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