FD rates in Indore · November 2026

Q: Which bank has the highest FD rate in Indore?

As of 14 Nov 2026, Suryoday Small Finance Bank pays the highest FD rate among banks with a branch in Indore: 8.25% a year for general depositors. Next are Ujjivan at 8.10% and Utkarsh at 8.10%. Confirm the current rate with the bank before you invest.

Q: How many banks have a branch in Indore?

62 of the banks RateScan.in tracks have at least one branch in Indore, counted from RBI's IFSC list: 18 co-operative and regional rural banks, and 44 public, private, small finance and other banks.

Q: Are FDs at co-operative banks in Indore safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

62 banks with a branch in Indore, ranked by their best fixed-deposit rate.

Banks in Indore, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	Suryoday Small Finance Bank Small Finance	8.25%	5 years	1
2	Ujjivan Small Finance Bank Small Finance	8.10%	3 year 1 day – 3 year 6 months	2
3	Utkarsh Small Finance Bank Small Finance	8.10%	666 days · 666-day Special	4
4	CSB Bank Private	8.00%	501 days · 501-day Special	4
5	ESAF Small Finance Bank Small Finance	8.00%	800 days · 800-day Special	2
6	Jana Small Finance Bank Small Finance	8.00%	3 years (1095 days)	8
7	Shivalik Small Finance Bank Small Finance	8.00%	23 months 1 day to 27 months	1
8	Unity Small Finance Bank Small Finance	8.00%	501 days · 501-day Special	2
9	DCB Bank Private	7.75%	17 months to 20 months	1
10	Equitas Small Finance Bank Small Finance	7.75%	888 days	7
11	Transport Co-operative Bank Ltd., Indore Co-op	7.75%	1 year to less than 2 years	2
12	Post Office Savings Schemes Government Scheme	7.50%	5 years	155
13	Smriti Nagrik Sahakari Bank Maryadit Co-op	7.50%	24 months to 60 months	1
14	The Nagpur Nagarik Sahakari Bank Ltd. Co-op	7.50%	60 months (Kamdhenu) · Kamdhenu Deposit Scheme (Tax Saving u/s 80C)	1
15	Bandhan Bank Private	7.45%	2 years to less than 3 years	15
16	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	13
17	City Union Bank Private	7.30%	556 days to 3 years	4
18	Saraswat Co-operative Bank Ltd. Co-op	7.30%	730 days	2
19	IDFC First Bank Private	7.25%	500 days – 2 years	9
20	IndusInd Bank Private	7.25%	2 years to 3 years	33
21	Karnataka Bank Private	7.25%	15 months only	2
22	Shamrao Vithal Co-operative Bank Ltd. Co-op	7.25%	14 months to below 16 months	2
23	Tamilnad Mercantile Bank Private	7.25%	567 days (TMB 567 Special Deposit scheme) · 567-day Special	1
24	The Cosmos Co-operative Bank Ltd. Co-op	7.25%	445 days	2
25	Vyaparik Audhyogik Sahakari Bank Maryadit, Indore Co-op	7.25%	1 years to less than 2 years	2
26	Yes Bank Private	7.25%	18 months 1 day < 24 months	13
27	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	1
28	Dombivli Nagari Sahakari Bank Ltd. Co-op	7.10%	Above 2 years to 3 years	1
29	Arihant Urban Co-operative Bank Maryadit, Indore Co-op	7.00%	3 year and above	3
30	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	22
31	NKGSB Co-operative Bank Ltd. Co-op	7.00%	15 months 01 day – less than 16 months	1
32	RBL Bank Private	7.00%	18 months to less than 60 months	2
33	TJSB Sahakari Bank Ltd. Co-op	7.00%	Above 24 months to 36 months	1
34	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	2
35	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	48
36	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	62
37	Federal Bank Private	6.80%	18 months	4
38	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	16
39	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	21
40	Punjab National Bank Public	6.80%	680 days	54
41	South Indian Bank Private	6.80%	30 months	1
42	Canara Bank Public	6.75%	555 days ## · Canara 555	43
43	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	5
44	Jammu & Kashmir Bank Private	6.75%	888 days · 888-day Special	1
45	The Akola Janata Commercial Co-operative Bank Ltd. Co-op	6.75%	Above 5 years to 10 years	1
46	Indore Paraspar Sahakari Bank Ltd. Co-op	6.70%	365 days to less than 2 years	–
47	UCO Bank Public	6.70%	535 days · UCO 535	27
48	Bank of Maharashtra Public	6.65%	400 days · 400-day special	15
49	Madhya Pradesh Gramin Bank Rural	6.65%	451 days · MPGB 451 days	26
50	Axis Bank Private	6.60%	2 years < 3 years	62
51	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	83
52	ICICI Bank Private	6.60%	3 years 1 day to 5 years	56
53	Standard Chartered India Foreign	6.60%	1yr - 376days*	1
54	IDBI Bank Private	6.55%	1100 days · 1100-day Special	18
55	The Akola Urban Co-operative Bank Ltd. Co-op	6.55%	1 year to less than 3 year	4
56	Union Bank of India Public	6.55%	555 days · 555-Day Special	42
57	DBS Bank India Foreign	6.50%	501 days to 540 days	2
58	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	115
59	HSBC India Foreign	6.40%	37 months to less than 48 months	1
60	The Indore Cloth Market Co-operative Bank Ltd. Co-op	6.25%	Above 1 year to 2 years	–
61	Shramik Nagrik Sahakari Bank Maryadit, Indore Co-op	6.00%	More than 5 years	2
62	Paraspar Sahayak Co-operative Bank Ltd., Indore Co-op	5.10%	above 36 months	3

State

Tenure

Deposit amount

62 banks we track have a branch in Indore. 18 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.25% at Suryoday Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Indore by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	CSB Bank	8.00%	501 days
Small Finance	Suryoday Small Finance Bank	8.25%	5 years
Rural	Madhya Pradesh Gramin Bank	6.65%	451 days
Co-op	Transport Co-operative Bank Ltd., Indore	7.75%	1 year to less than 2 years
Foreign	Standard Chartered India	6.60%	1yr - 376days*
Government Scheme	Post Office Savings Schemes	7.50%	5 years

More places in Madhya Pradesh

Bhopal50 banks8.10%Ujjain41 banks8.10%

All of Madhya Pradesh · All places

Frequently Asked Questions

Which bank has the highest FD rate in Indore?

As of 14 Nov 2026, Suryoday Small Finance Bank pays the highest FD rate among banks with a branch in Indore: 8.25% a year for general depositors. Next are Ujjivan at 8.10% and Utkarsh at 8.10%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Indore?

62 of the banks RateScan.in tracks have at least one branch in Indore, counted from RBI's IFSC list: 18 co-operative and regional rural banks, and 44 public, private, small finance and other banks.

Are FDs at co-operative banks in Indore safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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